Discover IT approved 6k with no HP!

[Anonymous]

Instantly approved through the pre approval site and had no hard pull on my credit Will use this card for Disneyland trips ONLY (will ut it up right after getting home from trips. Im glad they take Discover, because Discover was only card I was preapproved for (I googled and it looks like Disney takes up to and including first borns, they dont seem too picky lol)

I was going to do that Disney Chase card (mainly because of the BB8 design hehe) but it was instant 17% interest..Discover has 0 for 14 months.

Im hearing 3 months for a SP CLI is that right?

Data points:

692 Ex FICO

5 Inqs (4 from same auto app spree Jul 2017, 1 from Jun 2016)

1 baddie (30 day late from mar 2013)

5.5 yr AAoA

35%-ish Utilization

[toadsworth]

Try after your first statement or 31 days whichever is later. You never know with them.

[Anonymous]

Would it be another SP?

[ShatteredK]

Congratulations on a SP approval!
Last week I talked to Discover CS and asked when someone could request a CLI, they told me 3 statements YMMV. It would be a SP unless, they state it will be a HP I believe.

[SwarthyOgre]

Congrats! You can try after your first statement but it was after the 3rd for me. I have my google calendar marked for every 60 days thereafter. You may want to give it an extra week after that inital 3rd statement as some people have gotten an auto CLI then gone and SP requested one same day and gotten it for that elusive "double dip".

[SwarthyOgre]

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@Anonymouswrote:

I was going to do that Disney Chase card (mainly because of the BB8 design hehe) but it was instant 17% interest..Discover has 0 for 14 months.

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The boy and I burn my Vader card up when we head to South FL at least twice a year.  The dining/shopping discounts more than make up for the meh interest rate. Disnerds for life!

[Anonymous]

Congrats on the Disco approval, especially with it being a SP.

As stated, their CLIs are SPs unless that state that it won't be.  Good luck figuring out when you might get a CLI; they are all over the place without much pattern

[Anonymous]

Congrats. I got a $6500 SL from Discover back in October. SP also.

[Anonymous]

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@Anonymouswrote:

Instantly approved through the pre approval site and had no hard pull on my credit Will use this card for Disneyland trips ONLY (will ut it up right after getting home from trips. Im glad they take Discover, because Discover was only card I was preapproved for (I googled and it looks like Disney takes up to and including first borns, they dont seem too picky lol)

I was going to do that Disney Chase card (mainly because of the BB8 design hehe) but it was instant 17% interest..Discover has 0 for 14 months.

Im hearing 3 months for a SP CLI is that right?

Data points:

692 Ex FICO

5 Inqs (4 from same auto app spree Jul 2017, 1 from Jun 2016)

1 baddie (30 day late from mar 2013)

5.5 yr AAoA

35%-ish Utilization

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Congrats!!!

I am just scratching my head, wondering how you are able to "escape" with such utilization.

[simplynoir]

Congratulations on your approval!