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Discover IT cash back

Established Member

Discover IT cash back

So yesterday I announced I got my first Amex with $4000 SL. (Considering I only have one credit one $450 and one capital one $300) the Amex was surprising and I am very excited!

This morning I decided to try to discover. I chose the cash back and got approved for $5,500!!! I mean, literally went from $750 in credit to a little over $10,000!

I’m done applying for a while. I think I’m gonna garden until early 2019.
Message 1 of 7
Regular Contributor

Re: Discover IT cash back

Congrats! That is wonderful.

Message 2 of 7
Established Contributor

Re: Discover IT cash back

Congrats!  I got my Discover It Cash Back in January and have really found it useful.  Not only did I take advantage of the BT, but the quarterly categories have been relevant and nice to have.  I don't tend to "max out" the quarterly 5% categories, but just buy what I normally would.  It is nice though and I have no complaints thus far with acceptance or customer service.  Enjoy responsibly!

Message 3 of 7
Established Contributor

Re: Discover IT cash back

Wow! Congratulations!!!
June 2021: Experian 710 Equifax 701 Transunion 723

Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS1: $4,100 || Discover It: $3,400 || Cap One Walmart: $600 (Sock drawer) || AMEX BCP: $1,000 || Amazon Prime Store Card: $6,000 || Overstock Store Card: $6,050 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $2,000

Wishlist Cards:
Citi Double Cash || Paypal Mastercard || Cap One Savor

Gardening from 03/18/2021 to 04/18/2023 (ideally)
Total Utilization: 10%
Message 4 of 7
Valued Contributor

Re: Discover IT cash back

Congratulations on your approvals. Keep up the good work....Smiley Happy

American Express Business Gold(NPSL 10k) Chase CSP (25k) BofA CR Siggy (20.8k) BofA BBR (22.1k) Amex BCP(4.1k) Overstock (21.1K) Lowes (17K) NFCU CLOC (15K) NFCU VS Cash (15K) Care Credit (15k) J Crew( 11.9k)Venture WMC (10.25k) Amex Everyday (1k) Chase Slate (10k) Walmart MC(10k) BB Visa (10k) Discover(4.5k☝️) PayPal Cashback Mastercard (8k) Chase FU (7.4k) Citi AAdvantage Gold World Elite (9.5K) Citi Double Cash (8.5k) Fidelity® Rewards Visa Signature® Card (6.5K) PenFed PCR (5K) PayPal Credit (4550)Discover (500✌️) Kohls (3k) Chase Freedom (1500)

Mortgage May 2017 - 2 auto loans (1 PenFed and 1 Navy) Aug 2018=98K
Gardening until June 2021

FICO 8 Scores EX 700 EQ 696 TU 703
AAOA 5.2yrs TCL=268,700
Message 5 of 7
Senior Contributor

Re: Discover IT cash back

WOW! I'm sure that is a wonderful feeling to see your hard work paying off. Congratulations!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Mar 2020):EX- 689, TU- 665, EQ- 670
What's in my wallet:

On the chopping block:

Message 6 of 7
Senior Contributor

Re: Discover IT cash back

Congrats on approval and very nice SL

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 7 of 7
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