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Discover IT

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Frequent Contributor

Discover IT

I asked for a CLI on my current "IT" card which was once a secured card at $300. I was declined. I decided to check their pre-approval page and 3 offers came up. With much hesitation, I app'd. It took few minutes to give me a number to call. I called and the rep verified my info. Approved-$14,500. I about fell out of my chair.

 

TU-665

Ex-699

EQ-670

Message 1 of 17
16 REPLIES 16
Community Leader
Mega Contributor

Re: Discover IT

Big congratsSmiley Happy

All I can say is THATS DiscoverSmiley Wink
#ChaseCreditCardHobby Enthusiast
2022
!
Message 2 of 17
Frequent Contributor

Re: Discover IT

Congratulations!  Could you share some additional  data points? How long have you had the secured card? What does your overall profile look like...thin file, rebuilding, clean?


@Awashi17 wrote:

I asked for a CLI on my current "IT" card which was once a secured card at $300. I was declined. I decided to check their pre-approval page and 3 offers came up. With much hesitation, I app'd. It took few minutes to give me a number to call. I called and the rep verified my info. Approved-$14,500. I about fell out of my chair.

 

TU-665

Ex-699

EQ-670


 


Current Scores: EX: 650 (+3)| TU: 666 (+35)| EQ: 653 (+45)
Next Goal: Min. 680 w/all CRAs
Gardening Until: 5/19/19| Last App: 8/2/18
Message 3 of 17
Valued Member

Re: Discover IT

Big Congratulations!

 

If you don't mind me asking, what's up with the scores in your signature, I noticed they're out of sync with your post.

[FICO8 05/18] EX: 738 || TU: 744 || EQ: 730
Message 4 of 17
Frequent Contributor

Re: Discover IT

The scores are from today. I have scores at the bottom from 2016. As for the blue symbol i have no idea how that popped up.
Message 5 of 17
Frequent Contributor

Re: Discover IT

Congrats!  very nice SL too.





No Preset Spending Limit Hilton - $20K  Cash Magnet $18k Blue Cash Preferred $28K   Discover IT HSN Card  FurnRow $20K  Rooms To Go Synchrony $16.5K $5k Amazon Prime Card $10k  Home Mortgage 280K 3% 39K Car Loan 1.9%





 







 

Message 6 of 17
Senior Contributor

Re: Discover IT

Congrats on approval and monster SL !!!!

 

 

 

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 7 of 17
Senior Contributor

Re: Discover IT

Wow! That's awesome, congrats!

Starting Scores FICO 8 (Feb '18):
EX- 519, TU- 530, EQ- 545

Current Scores



Message 8 of 17
Frequent Contributor

Re: Discover IT

Congrats on the second Disco card with the nice SL!
Current Fico 8 Scores:

Credit Goal:

Gardening until 2021

Current Cards:


Wish List:



Message 9 of 17
New Visitor

Re: Discover IT

Started out with Discover IT with $1,400, 3 months later I requested a cli through their website...got approved for $300.  There's a number that's been floating around these forums that people use to call up when the increase is low.  I called and asked for recon, they approved me for an additional $700.  $1,000 total cli in 3 months, not too shabby.

Message 10 of 17
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