I always go to the pre qual sites (chase, discover, cap one, amex, etc) and only have cap one ever tell me I am pre quald. I finally got a redish metalic letter in the mail from Discover with an invitation code on it. I was hesitant to apply since I know these are not for sure and I already have opened Venture 10k, sportsmanguide visa 2k, and Wal Mart 1.6k in the last month. I plugged in the invitation code and filled out the rest...waited the 60 seconds and I was approved. I went to find out how much and they SL me at 5.5k, my third largest CL. I am super happy about getting my foot in the door of Discover! I really want Chase and Amex next but I have to get in the Garden for the next 10-12 months for Mortgage, only to come out of the Garden around December to reapply for SOFI Loan.
After rereading this post, I feel that there should be some moral or reason. When I first came to these boards years back I had bad credit, credit that you would be ashamed of. Now my scores continue to go up with hard work and some research that was pretty much all laid out on these boards. Keep working hard, no matter what level of creditworthiness you are at....I know I will!
|Total CL: $321.7k||UTL: 2%||AAoA: 7.0yrs||Baddies: 0||Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping|