Discover It 9500.00 approval after bankruptcy

Anonymous · ‎08-03-2018

My bankruptcy was 8/2012 and won't fall off my report until 8/2019. I'll admit, I was skeptical at first but using the pre-qualify put me at ease. I was pre-approved and applied. Low and below, Congrats, I was approved. I then checked my CL and it was 10,500. Largest CL credit card I ever had. I'm still in awe. I have a Capital One Quicksilver(3,300) and Capital One Platinum(4,000), Kohl's(700) Chevron(1,800). My credit score(Exp 684/TU678/Ex 688).

morgacj2004 · ‎08-03-2018

Congrats very high ICL! for Discover especially since IIB.

AX Hilton Aspire 20k, AX Bonvoy Brilliant 15k, AX BCP 2k, AX Blue Bus Cash 15k, AX Delta Air Platinum 49k, (AU) AX Delta Gold 15k, AX Amazon Prime Bus 25k, BC Uber 29k, AKUSA FCU -10k , CITI AAdvantage Exec World Elite MC 16.5k, Discover (2) 16k, Kohls-4k, VS Comenity $3k, BofA AK Air Siggy 9.8k, WF Propel AX 5k, JCP $10k PFCU Plat Rewards Siggy 39.5k, PFCU Power Cash Rewards AX 10.5k, NFCU Flagship 50k, CLOC 15k, CITI Costco 9.5k, GAP VISA Synchrony $9k,Target MC 9k, Ulta MC Comenity 9k, Pay Pal 1k, CO Venture One 23k, US Bank Radisson Rewards Signature 10k, US Bank Fred Meyers World MC, 11k, US Bank Plat VISA 15.7k, VS Comenity 2k, 240k total available credit. Utiliz-2%, Current FICO EQ-724, EX 763,TU 802 ,Chapt 7 BK D/C 11-2012. Starting scores 520-550

Anonymous · ‎08-03-2018

@BigOrange wrote:

Was reading on here Discover is a good one to try, so checked pre-approvals and had one for the Discover IT and the other one.

First, congrats on this!!!

Also, wondering how you check for pre-approvals. I've seen a couple people mention this, but I don't know how to do it or where to look. Thanks!

BigOrange · ‎08-03-2018

Google this- Discover Card Prequaiify.

Anonymous · ‎08-03-2018

Just google Discover pre-qualify. It won't your score to check

19eighty5 · ‎08-03-2018

Congratulations on your massive approval!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:

AMEX Delta SkyMiles Reserve | $2,800 | February 2019

AMEX Marriott Bonvoy Brilliant | $3,100 | August 2019

BOA BankAmericard AU | $4,500 | May 2004

Citi CostCo Anywhere Visa | $4,780 | March 2020

Citi Macy's Star Rewards | $11,100 | September 2021

Comenity Overstock | $7,100 | August 2018

Goldman Sachs Apple Card | $6,000 | March 2020

Synchrony CareCredit | $12,000 | October 2018

Synchrony Lowe's Advantage | $5,000 | March 2020

Audi e-tron - Audi Financial | $85K/72mo/3.24% | March 2022

Anonymous · ‎08-03-2018

Thank you, I'm happy about it.

Anonymous · ‎08-03-2018

@BigOrange wrote:
Filed bankruptcy chapter 7 five years ago. Included Discover in it for 7200.00. Got a Capital One Secured card 09/2014, which really seems the way to start out, and added 700.00 to get the CL to 900.00. They converted it to unsecured card without me asking at some point. March 2017 13 months ago, I applied for a Capital One Quicksilver and it has a CL of 3500.00. I logged in and asked for an increase to 5,000 and they gave me 7000.00. I pay off my balance every month.

Was reading on here Discover is a good one to try, so checked pre-approvals and had one for the Discover IT and the other one. Applied and got a 9500.00 limit! Wasn't expecting that since I included them in my Bankruptcy for 7200.00!

The moral of the story, is they loan people money who don't need it. :-)

Discover realized how great of customer you are. They just had to have you back. Congrats, OP! You earned it.

Take care of thing.

Re: Discover It 9500.00 approval after bankruptcy

Re: Discover It 9500.00 approval after bankruptcy

Re: Discover It 9500.00 approval after bankruptcy

Re: Discover It 9500.00 approval after bankruptcy

Re: Discover It 9500.00 approval after bankruptcy

Re: Discover It 9500.00 approval after bankruptcy

Re: Discover It 9500.00 approval after bankruptcy

Re: Discover It 9500.00 approval after bankruptcy