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Discover It APPROVAL!

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TimeLBK
Regular Contributor

Re: Discover It APPROVAL!


@Anonymous wrote:

I went ahead an apped for a 2nd Discover card and was surprised with a 12,500 limit! I really only got this card for the 18 month BT offer as I need to transfer a balance in a couple of months. I'll also throw some 5% category spend on this as well since it is matched for the 1st year. I plan to combine this Discover into my older one once the BT is paid off!

 

Data Points:

Experian 697 

 

I think experian was the only one that was pulled since it was the only I received a notifcation more. Coincidentally, it is also my lowest score which makes the starter limit even more surprising!

 

 


Congrats! When did you apply for your 1st Discover and how much of a starting limit did you receive?

Dad's Info: FICO 8 Experian: 627, Credit Karma-Transunion 651; Equifax 656
Capital One QS: $376/$500
Discover IT: $111/$1,250
HSN: $509/$2,000
US Bank: $386/$500
Message 11 of 15
Anonymous
Not applicable

Re: Discover It APPROVAL!


@Anonymous wrote:
Sweet! My Discover has had a $1k CL since I opened it in 2004. Smh.

So if you combine the accounts, do you keep the aging?

Yes if u combine the new with the old one. Keep in mind you can only combine if you have a CLI available on the receiving card. I have a CLI available on my old Discover but I cancelled it so it’ll hopefully still be there when I’m ready to combine! 

Message 12 of 15
Anonymous
Not applicable

Re: Discover It APPROVAL!


@TimeLBK wrote:

@Anonymous wrote:

I went ahead an apped for a 2nd Discover card and was surprised with a 12,500 limit! I really only got this card for the 18 month BT offer as I need to transfer a balance in a couple of months. I'll also throw some 5% category spend on this as well since it is matched for the 1st year. I plan to combine this Discover into my older one once the BT is paid off!

 

Data Points:

Experian 697 

 

I think experian was the only one that was pulled since it was the only I received a notifcation more. Coincidentally, it is also my lowest score which makes the starter limit even more surprising!

 

 


Congrats! When did you apply for your 1st Discover and how much of a starting limit did you receive?


I think I opened my 1st Discover back in 2016. It started out at 1500 and now it’s at 6800. 

Message 13 of 15
Marz2002
Senior Contributor

Re: Discover It APPROVAL!

CONGRATS on your 2nd Disco card and the AWESOME SL - That's how it's DONE!

AMEX BCP $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $15.2K | Citi Rewards WMC $15.5K | Citi Costco VS $12K
Citi Custom Cash WEMC $7.8K | Synchrony (PayPal Credit $6K, Care Credit $15K, & PayPal 2% MC $10K, VENMO VS $6.5K)
PNC Cash Rewards VS $10.5K | NFCU cashRewards VS $14K | NFCU More Rewards AMEX $37.5K | NFCU Flagship Rewards VS $23K
Discover IT $22.5K | BB&T Cash Rewards $4.5K | Macy's AMEX $25K | Bloomingdales AMEX $20K | Apple Card WEMC $9K
PenFed Power Cash Rewards VS $7.5K

Total CL - $284K+
Message 14 of 15
AverageJoesCredit
Legendary Contributor

Re: Discover It APPROVAL!

Wow!! SMOOTHSmiley Wink Welcome to the Elite DiscoveristSmiley Wink
Message 15 of 15
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