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Discover It Approval - Rebuilding Success!

avocadoze
New Member

Discover It Approval - Rebuilding Success!

My credit scores were in the very low 500's about 6 months ago when I started rebuilding my credit. I got my new MyFico scores/report today, and I'm at 665/661/653 TU/EQ/EX so I figured I'd try for a Discover It pre-approval (yet again). I've done this probably every month (or more if I'm being honest) because getting in with Discover It and AmEx have been goals of mine.

Waiting for the secured card to pop up like it always has, already anticipating defeat, I was SHOCKED that I'd been pre-approved for both Discover It AND Discover Miles. 

Since rebuilding, I've opened Chase Slate and Citi Double Cash,  both with $500 SL, and Paypal MC with a $2000 SL. Figured this one would be another $500 SL but hey, it's a foot in the door, right?

 

Of course, I have to call to verify my info. On the phone, the CSR tells me after asking a few security questions I've been approve for Five.....(I'm waiting to hear hundred)....thousand and five hundred dollars! I was shocked! Even before my rebuild, my highest limit was $3k on a Capital One Platinum and that started as a $200 card. 

 

I'm officially ~in the garden~ as y'all say around here, and can't wait to earn cash back. I'm going to stick to the AZEO strategy with this one being my one

PS I got the pink one. Sue me. I dare you. 

Message 1 of 12
11 REPLIES 11
JAG73
Moderator

Re: Discover It Approval - Rebuilding Success!

Congrats on your approval! 

Ps....I don’t think you’ll get sued over the color pink 😀

Got some pruning to do... No more new cards!
Message 2 of 12
ShatteredK
Regular Contributor

Re: Discover It Approval - Rebuilding Success!

Congratulations on your approval and rebuilding progress!

.:: Chase Amazon Prime Signature Visa | $12,300::.
.:: Wells Fargo Platinum | $3,000::.
.:: Target | $400::.
.::02.15.18::. EQ-758 | TU-764 | EX-761
Goal: 800+ EX:TU:EQ
Message 3 of 12
avocadoze
New Member

Re: Discover It Approval - Rebuilding Success!


@JAG73wrote:

Congrats on your approval! 

Ps....I don’t think you’ll get sued over the color pink 😀


Ha! I've always told myself that I'm not a "pink" person...the tides have shifted.

Message 4 of 12
4theLoveofPoints
Valued Contributor

Re: Discover It Approval - Rebuilding Success!

Very nice pickup. Good job on your rebuild. 👍


Beginning Journey April 2017 – FICO 8

Current Scores May 2018 – FICO 8

Started this credit game with $8400 TCL in 04/17 now I'm at $150K+.
Message 5 of 12
shoegal
Valued Contributor

Re: Discover It Approval - Rebuilding Success!

Congrats!! I have the pink one and a purple one too.☺️ Pink and purple are my favorite colors.


@avocadoze

Message 6 of 12
TheCreditGame
Valued Contributor

Re: Discover It Approval - Rebuilding Success!

Purple cards represent, we must vanquish our pink brethren.



(▀̿Ĺ̯▀̿ ̿) (⌐▀͡ ̯ʖ▀)
Message 7 of 12
siberia91
Contributor

Re: Discover It Approval - Rebuilding Success!

I can't believe you got pink! I have green since that was my last card before gardening.
Capital One Secured 1/17 $351 -> $651
Amazon Prime Store Card 7/17 $2300 -> $3300 -> $5500
Suntrust Cash Rewards 1/18 $4000 AU closed
Capital One Spark Business 1/18 $2000
Overstock 1/18 $1400->$3400->$5400->$7400
Chase Freedom 1/18 $2500->$3500
Discover It 2/18 $2000

Target RedCard 7/18 $2500 AU
Gardening since 2/8/18 before applying for mortgage
Message 8 of 12
Redbeetle
Established Contributor

Re: Discover It Approval - Rebuilding Success!

Congrats on your successful rebuilding journey!


Discover It $24.5k
Citi DC WEMC $16.8k
USBank Cash+ VS $12k
USBank Platinum $12k
Citi Custom Cash WEMC $3.2k
Message 9 of 12
thewizardofa
Contributor

Re: Discover It Approval - Rebuilding Success!

Congrats! I have the Discover Secured card and after converting it to an It card in order to reap the 5% cash back rewards I got myself the Spruce Green card. Sometimes I'm more excited about my card color than the rewards.
Rebuild in Progress
Starting Scores Aug 2017 .:.TU - 593, EQ - 597, EX - 579
Current Scores Dec 2018 .:. TU - 671, EQ - 687, EX - 640
GOAL .:. 740+

Cards:
Discover It .:. $2,000
Citi Secured .:. $200
Capital One Platinum Preferred .:. $1,000
Target Red Card .:. $1,800
Message 10 of 12
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