Congratulations! Welcome to Discover family. You r going to love love that card. I have the More card, love Discover.
I was approved in October and when they sent my card they also sent my score. I would call and ask about the 18 months 0%. The CSR r absolutely fabulous. If you didn't qualify they will probably tell you but if you do they will probably change it for you. Your accounts look similar to mine. They matched the total of my credit lines and gave me a little over 5k. My highest CL. The cash back is awesome. And its so easy. Shop discover is great and they have Discover Bank which offers great interest rates. The app for smartphone is great. Treat them well and they reward you.
I was approved in October and when they sent my card they also sent my score. I would call and ask about the 18 months 0%. The CSR r absolutely fabulous. If you didn't qualify they will probably tell you but if you do they will probably change it for you. Your accounts look similar to mine. They matched the total of my credit lines and gave me a little over 5k. My highest CL. The cash back is awesome. And its so easy. Shop discover is great and they have Discover Bank which offers great interest rates. The app for smartphone is great. Treat them well and they reward you.
Starting Score: 585
Congrats!
Congrats and nice starting limit
Very nice, congrats!
Also keep in mind that Discover gives low BT offer after the initial BT offer
Nice going, Congrats!
Starting Score: EQ 717 EX 724 TU 736
@Anonymous wrote:I've been receiving Discover pre-approvals from the mail every week (from personal loans to credit cards). More recently, I got a pre-approval offer for their new "It" card. I've been thinking about transfering my balance from my Macy's card and taking advantage of their 0% introductory offer, so I can finally start paying down my balance without their high 24.50% APR. I got it down to below $2,000, but since this past Christmas season, I racked up another $500 worth, bringing it to around $2,500. I since got it down to $2,300, which was my balance transfer request. I applied online after researching non-stop about the benefits. I figured I should be okay since my last inquiry was Feb 2012 from HSBC (Best Buy for a TV purchase). I also had no clue what my credit score was or anything. I got the "...wait 5-7 days" message after applying. After reading some of the tips here, I went ahead and called them. A CSR transfered me to a credit analyst. He asked me several questions, from my job history, income, and why I'm applying for the card. To my surprise, he approved me for $6,000! He asked me if that was okay, and I said,"Yes!" I just didn't expect to get that much, let alone, the amount of transfer I had requested.
Now, I have a couple questions. First, I know I signed up for the 0% APR for balance transfers and purchases for 14 months, but is there a way to change that to their 0% for 18 months for transfers offer? Should I just call and ask? Second, do they send you your credit score/report along with your card? I'm just curious as to what my credit score I got approved for a high amount. This is my first Discover card. I have a Capital One Platinum Visa, BofA Gold Visa WorldPoints, Macy's, Best Buy, Chevron, Kohl's and two car loans.
Any input is great. And I apologize if it was a bit lengthy.
Yes, I got my credit score with my new IT card but no report. Even got my score with the 10.99% APR
