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Discover It Approval

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Established Member

Discover It Approval

Took a shot at the Discover it after all of the rave reviews I've read on here and as well eyeing it for quite some time. I considered the student card for quite a while but I wanted to go for the normal version since the APR range was much more appealing. Got approved for $4k @ 15.24%, my highest CL, SL, and lowest APR! Every card I've applied for thus far has given me the highest APR, which is understandable since my credit history is only about 11 months, but it's nice to feel like I'm moving away from that high risk category! Discover pulled my EQ, and my documentation says it was 715.
Message 1 of 9
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Established Member

Re: Discover It Approval

Congrats on the Discover approval! I recently just got the It myself, great card, nice to have in the wallet, and it's awesome that their customer service is fully U.S. based Smiley Happy 

Current
EQ: 688 EX: 695 TU: 708
Starting (Sept 2016)
EQ: 624 EX: 631 TU: 640

Reaching for 750+
Message 2 of 9
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Established Member

Re: Discover It Approval

Totally agree! I had to call in to verify information during my application (made a silly mistake of ticking own instead of rent when I'm in an apartment complex, put up a red flag in their system) and I was extremely surprised to be immediately connected with a person!
Message 3 of 9
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New Contributor

Re: Discover It Approval

Congratulations on the approval. Discover is a great card and company.

CHP 7 Filed 12/16/17 Discharged 03/23/18
As of 08/01/18 EX 591 | TU 583 | EQ 621
Opensky Visa $200 | Indigo Mastercard $300 | Legacy Visa $750 | Kohl’s Card $300 | LendUp Arrow $1000 |
Message 4 of 9
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Community Leader
Mega Contributor

Re: Discover It Approval

Awesome job on getting a great sl and apr ! Very glad they liked you, or dare i say love lolSmiley Happy . Enjoy it, well done!
Message 5 of 9
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Valued Contributor

Re: Discover It Approval

Congrats. Same SL when I was approved but you have a better APR. Treat it well and it will return the favor.
763 INQs: 12773 INQs: 6763 INQs: 8UTIL: 2%AAoA: 3yr 6mosTotal Credit Line: $851,250
Message 6 of 9
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Valued Contributor

Re: Discover It Approval


@nacket wrote:
@Took a shot at the Discover it after all of the rave reviews I've read on here and as well eyeing it for quite some time. I considered the student card for quite a while but I wanted to go for the normal version since the APR range was much more appealing. Got approved for $4k @ 15.24%, my highest CL, SL, and lowest APR! Every card I've applied for thus far has given me the highest APR, which is understandable since my credit history is only about 11 months, but it's nice to feel like I'm moving away from that high risk category! Discover pulled my EQ, and my documentation says it was 715.

Congratulations!!! I was just approved for the Discover It a couple of weeks ago. It feels good to have it in your wallet. And congrats on the great Score!

"Hover mouse over cards to see CL and APR info"


Message 7 of 9
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Valued Contributor

Re: Discover It Approval

Congrats! 

Discover is a great card. 


Current Scores 3/2016 Equifax 676 Transunion 697 Experian 648 Goal Scores: 720's accross the board. Gardening Goal: 3/2017
Message 8 of 9
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Established Contributor

Re: Discover It Approval

Congrats!

Message 9 of 9
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