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Congrats!
Total80sKid- what are your scores looking like these days?
Thanks again, everyone!
I asked if it could be expedited, but the guy said it will be sent first class because I'm a new member. He said subsequent cards can be expedited.
@Fallingupwards
Before my app spree yesterday, my scores were as follows:
EX: 671
TU: 691
EQ: 693
And I feel like my nice SL is my consolation prize for missing out on NFCU by 3 weeks!
First class mail. Was approved on the 4th came on 10th. Was approved for Best Buy Citi Visa same day, that hasn't been delivered yet.
@Total80sKid wrote:
This was the last card I really really wanted.
Was going to wait a few months to bring my UTI down a bit, but was feeling like applying for a couple things today so I can garden for a few months.
I filled out the online app and it gave me a 1-800 number to call with a reference #.
The First Lady said she had to transfer me to someone else.
He came on and just asked address, a card I've gotten through someone else, etc.
Of course I knew I was going to be denied as I applied in April and was denied. FICO 08 was in the 620's then.
After a couple brief holds he came back and congratulated me on my approval and my $7k starting limit!!!!!!!!!!!!!!!!
I about dropped.
The highest non-store card I have is my new AMEX at a $1k SL.
Earlier Chase approved me for a $2k FU card
And Target is upgrading my $2500 REDcard to a MC, which is nice.
Data:
EQ: 693
3 baddies
AAoA: 3.2yrs
UTI: 40%
Is this $7k SL good for Discover? Avg?
When do we get to start asking for CLI's? Not that I'm not content with $7k
Super excited!
I may go for a Cap1 QS so I can get rid of my two secured cards and just garden for months after my app spree today.
Thanks again for listening!
I started lower... but then it grew quickly....
Yours may do that.. or they may have given you a bit more out of the gate...
All aside.. 7K and knowing what little iv seen from you in this forum... 7K is a GREAT SL... And theres still room for growth , though it might be slower than it used to be.
Discover likes to be the IT person in your wallet.. thats why they love clean and thin files.... treat it well and give it some light use, and youll do well...
Again.. Congrats...
-J
Discover likes to be the IT person in your wallet.. thats why they love clean and thin files.... treat it well and give it some light use, and youll do well...
Again.. Congrats...
Hey that's GOOD to know! Describes me! 😃
-J
Woowww that's so great! Congratulations!
Curious how you've used your Target card and what might have triggered the upgrade?
Woo hoo!
They started me nicely too!
Congrats!!!