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Discover It Approval

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Gregory1776
Valued Contributor

Re: Discover It Approval

I asked for mine to be expedited, guess I couldn't because it was a new account, new member. 😟😢
AmEx BCP 30k & EveryDay 11.5K
Discover 27K
Wells Fargo AC 25k BILT 18k
Chase Amazon 23.5k
US Bank Cash+ 20K
Cash+#2 14.4K
Citi Simplicity 13.6K
Smartly Visa 17k SL PenFed Loan 2.9k/8k
Message 21 of 34
Failingupwards
New Contributor

Re: Discover It Approval

Congrats!

- what are your scores looking like these days?

Message 22 of 34
Total80sKid
Senior Contributor

Re: Discover It Approval

Thanks again, everyone!

I asked if it could be expedited, but the guy said it will be sent first class because I'm a new member. He said subsequent cards can be expedited.

@Fallingupwards

Before my app spree yesterday, my scores were as follows:

EX: 671
TU: 691
EQ: 693

 

And I feel like my nice SL is my consolation prize for missing out on NFCU by 3 weeks! Smiley Tongue

Message 23 of 34
Anonymous
Not applicable

Re: Discover It Approval

First class mail. Was approved on the 4th came on 10th. Was approved for Best Buy Citi Visa same day, that hasn't been delivered yet.

Message 24 of 34
joltdude
Senior Contributor

Re: Discover It Approval


@Total80sKid wrote:
This was the last card I really really wanted.

Was going to wait a few months to bring my UTI down a bit, but was feeling like applying for a couple things today so I can garden for a few months.

I filled out the online app and it gave me a 1-800 number to call with a reference #.

The First Lady said she had to transfer me to someone else.

He came on and just asked address, a card I've gotten through someone else, etc.

Of course I knew I was going to be denied as I applied in April and was denied. FICO 08 was in the 620's then.

After a couple brief holds he came back and congratulated me on my approval and my $7k starting limit!!!!!!!!!!!!!!!!

Smiley Surprised

I about dropped.

The highest non-store card I have is my new AMEX at a $1k SL.

Earlier Chase approved me for a $2k FU card

And Target is upgrading my $2500 REDcard to a MC, which is nice.
Data:
EQ: 693
3 baddies
AAoA: 3.2yrs
UTI: 40%


Is this $7k SL good for Discover? Avg?

When do we get to start asking for CLI's? Not that I'm not content with $7k Smiley Very Happy

Super excited!

I may go for a Cap1 QS so I can get rid of my two secured cards and just garden for months after my app spree today.

Thanks again for listening! Smiley Happy

 

I started lower... but then it grew quickly.... 

Yours may do that.. or they may have given you a bit more out of the gate...

All aside.. 7K and knowing what little iv seen from you in this forum... 7K is a GREAT SL... And theres still room for growth , though it might be slower than it used to be.

Discover likes to be the IT person in your wallet.. thats why they love clean and thin files.... treat it well and give it some light use, and youll do well...

 

Again.. Congrats...

-J

 

Message 25 of 34
Gregory1776
Valued Contributor

Re: Discover It Approval

Discover likes to be the IT person in your wallet.. thats why they love clean and thin files.... treat it well and give it some light use, and youll do well...

 

Again.. Congrats...

 

 

 

Hey that's GOOD to know! Describes me! 😃

-J

 

 

AmEx BCP 30k & EveryDay 11.5K
Discover 27K
Wells Fargo AC 25k BILT 18k
Chase Amazon 23.5k
US Bank Cash+ 20K
Cash+#2 14.4K
Citi Simplicity 13.6K
Smartly Visa 17k SL PenFed Loan 2.9k/8k
Message 26 of 34
JoshSF
Member

Re: Discover It Approval

Woowww that's so great! Congratulations!

 

Curious how you've used your Target card and what might have triggered the upgrade? 

7/17: EX 750, TU 741, EQ 716
AAoA = 12.7yrs (Exp), 13.6 years (TU/Eq)

Message 27 of 34
Anonymous
Not applicable

Re: Discover It Approval

Woo hoo! Smiley Happy

 

They started me nicely too!

Message 28 of 34
CFAN
Valued Member

Re: Discover It Approval

Congrats!!!

Message 29 of 34
Anonymous
Not applicable

Re: Discover It Approval

Discover is a great card, moreso the first year with the doubling of everything.
Message 30 of 34
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