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Discover It Approved FINALLY!!

kidink1911
Established Contributor

Discover It Approved FINALLY!!

This has been the one card that was like the Iron Curtain- DO NOT PASS!

 

But one afternoon I opted to try "one last time" for a coveted Discover It card. I applied after a recommendation from the free Discover Scorecard. My heart was racing like crazy as I completed the application. I knew this recommendation "was surely a trick and not a treat" but opted to give it a twirl.

 

That "application approval checking" circle seemed like it was taking FOREVER to come back with an approval but then, BAM APPROVED!! I literally fell off of my barstool and started shouting "Woohoo, FINALLY!!" Smiley Happy

 

Super excited to now be able to experience the cash back and great benefits of Discover!!

AMEX Platinum- NPSL // AMEX Gold- NPSL // AMEX Delta Platinum- $5,000 // NFCU More Rewards AMEX- $1,000 // Discover IT Chrome- $1,000 // Sunbit Visa- $1,000 // Capital One Venture- $3,550 // AMEX Cash Magnet Card- $1,000 // Venmo Credit Card- $1,200 // Capital One Spark- $500 // NFCU nRewards- $250
Starting Transunion Score: 548
Current Transunion Score: 642
Goal Transunion Score: 775


Take the myFICO Fitness ChallengeStarting Experian Score: 588
Current Experian Score: 623
Goal Experian Score: 775


Take the myFICO Fitness ChallengeStarting Equifax Score: 554
Current Equifax Score: 624
Goal Equifax Score: 775


Take the myFICO Fitness Challenge
13 REPLIES 13
Prestige4
Frequent Contributor

Re: Discover It Approved FINALLY!!

Awesome.  What a great feeing it is to finally see that approval.  What SL did you get?  Datapoints?


Feb - May 2017

Current Fico 8
Message 2 of 14
kidink1911
Established Contributor

Re: Discover It Approved FINALLY!!

My SL is $2,000 which I am ok with!!

 

My FICO scores are in the 600s and no deliquencies, no lates, pay on time, one bank loan, and two installment loans for both of my vehicles.

AMEX Platinum- NPSL // AMEX Gold- NPSL // AMEX Delta Platinum- $5,000 // NFCU More Rewards AMEX- $1,000 // Discover IT Chrome- $1,000 // Sunbit Visa- $1,000 // Capital One Venture- $3,550 // AMEX Cash Magnet Card- $1,000 // Venmo Credit Card- $1,200 // Capital One Spark- $500 // NFCU nRewards- $250
Starting Transunion Score: 548
Current Transunion Score: 642
Goal Transunion Score: 775


Take the myFICO Fitness ChallengeStarting Experian Score: 588
Current Experian Score: 623
Goal Experian Score: 775


Take the myFICO Fitness ChallengeStarting Equifax Score: 554
Current Equifax Score: 624
Goal Equifax Score: 775


Take the myFICO Fitness Challenge
Message 3 of 14
jlitnns
Established Contributor

Re: Discover It Approved FINALLY!!


@kidink1911 wrote:

This has been the one card that was like the Iron Curtain- DO NOT PASS!

 

But one afternoon I opted to try "one last time" for a coveted Discover It card. I applied after a recommendation from the free Discover Scorecard. My heart was racing like crazy as I completed the application. I knew this recommendation "was surely a trick and not a treat" but opted to give it a twirl.

 

That "application approval checking" circle seemed like it was taking FOREVER to come back with an approval but then, BAM APPROVED!! I literally fell off of my barstool and started shouting "Woohoo, FINALLY!!" Smiley Happy

 

Super excited to now be able to experience the cash back and great benefits of Discover!!


Congrats! Disco has some solid benefits.

 

Robot Very Happy


Message 4 of 14
bossbabybrad1
Frequent Contributor

Re: Discover It Approved FINALLY!!

Congrats on your new Discover! Now if I could just get past that same IRON CURTAIN. Lol.

FICO as of 02/13/2018: 669 EQ Fico 8, 709 TU Fico 8, 716 EX Fico 8
5/3 Truly Simple MC #1 $5k | 5/3 Truly Simple MC #2 $4k | Banco Do Brasil Platinum Visa $3k | Home Depot $2k | HSBC Cash Rewards MC $1.5k | BMO Harris Cash Back MC $1.5k | BMO Harris Platinum Rewards MC $1.2k | HSBC Platinum Rewards MC $1k | Best Buy Visa $1k | Commerce Bank Drury Key Club Visa $1k | Citi Shell Card $0.8k | Penfed Power Cash Rewards $0.5k | Capital One QS1 $0.3k | Macy’s $5k
Message 5 of 14
AverageJoesCredit
Mega Contributor

Re: Discover It Approved FINALLY!!

Congrats Kid, been awhile since weve seen you. Even though i had Disco kick rocks, ill always remember getting approved. Unlike he youngin's of todaygetting in with no hp, it took me 5 tries and 6 hps to get mine. Enjoy it Smiley Happy
Message 6 of 14
StLRick
New Member

Re: Discover It Approved FINALLY!!

It happens to me too. I got a CL of 6k. So then I took a chance on AMEX and BAM 2k. These cards were out of reach forever. While on an AA flight I took a chance and apply for there card from Barclays. At first, they sent me a letter, and when I called them they granted me 1k, so I was checking on the FICO boards and notice a story on from Citi and I applied and BAM 7k. Then, I went on a raise my limit on several cards and bam landed more increases. Time to sit back and garden for a long time as I achieve my goals...

Message 7 of 14
Genius
Established Contributor

Re: Discover It Approved FINALLY!!

Congratulations on your new card!  Enjoy the benefits!!

~~~Rebuilding Score History~~~
Starting Ficos: EX 541, EQ 493, TU 523 (07/02/2016)
Latest Ficos: EX 762, EQ 784, TU 764 (03/28/2020)
Goal Ficos: EX 800, EQ 800, TU 800 (12/31/2020)
~~~Credit lines~~~~
Total Open Credit Limit: $83000
Lowe's: $20000
Discover It: $15000
PenFed Pathfinder: $15000
BofA Platinum Plus: $9100
Chase Sapphire Preferred: $9000
Chase Freedom Unlimited: $6400
Amazon Prime Store Card: $5000
BofA Cash Rewards: $1500
Capital One Platinum: $1500
Home Depot: $500

My Credit Rebuild


Take the myFICO Fitness Challenge
Message 8 of 14
SirCredit
Established Member

Re: Discover It Approved FINALLY!!

Congrats man! Made it past that curtain too the other day. Feels good!




TU 677 EQ 674 EX 618 Starting: mid 300's Goal: 700
Message 9 of 14
kidink1911
Established Contributor

Re: Discover It Approved FINALLY!!

Thanks everyone! Now to treat it right and watch it GROW!!
AMEX Platinum- NPSL // AMEX Gold- NPSL // AMEX Delta Platinum- $5,000 // NFCU More Rewards AMEX- $1,000 // Discover IT Chrome- $1,000 // Sunbit Visa- $1,000 // Capital One Venture- $3,550 // AMEX Cash Magnet Card- $1,000 // Venmo Credit Card- $1,200 // Capital One Spark- $500 // NFCU nRewards- $250
Starting Transunion Score: 548
Current Transunion Score: 642
Goal Transunion Score: 775


Take the myFICO Fitness ChallengeStarting Experian Score: 588
Current Experian Score: 623
Goal Experian Score: 775


Take the myFICO Fitness ChallengeStarting Equifax Score: 554
Current Equifax Score: 624
Goal Equifax Score: 775


Take the myFICO Fitness Challenge
Message 10 of 14
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