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Discover It Approved FINALLY!!

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Frequent Contributor

Discover It Approved FINALLY!!

This has been the one card that was like the Iron Curtain- DO NOT PASS!

 

But one afternoon I opted to try "one last time" for a coveted Discover It card. I applied after a recommendation from the free Discover Scorecard. My heart was racing like crazy as I completed the application. I knew this recommendation "was surely a trick and not a treat" but opted to give it a twirl.

 

That "application approval checking" circle seemed like it was taking FOREVER to come back with an approval but then, BAM APPROVED!! I literally fell off of my barstool and started shouting "Woohoo, FINALLY!!" Smiley Happy

 

Super excited to now be able to experience the cash back and great benefits of Discover!!

AMEX Platinum Card- NPSL // AMEX Premier Gold Card- NPSL // Discover IT // Bank of America Travel Rewards // Chase Sapphire Preferred // AMEX Delta Platinum // Venture One // Barclays JetBlue MC // Synchrony Walmart MC // Barclays Apple Rewards // AMEX BCE // Blaze MC // BP Gas

Capital One Spark Business Visa // BP Business Solutions MC
13 REPLIES 13
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Frequent Contributor

Re: Discover It Approved FINALLY!!

Awesome.  What a great feeing it is to finally see that approval.  What SL did you get?  Datapoints?


Feb - May 2017

Current Fico 8
Message 2 of 14
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Frequent Contributor

Re: Discover It Approved FINALLY!!

My SL is $2,000 which I am ok with!!

 

My FICO scores are in the 600s and no deliquencies, no lates, pay on time, one bank loan, and two installment loans for both of my vehicles.

AMEX Platinum Card- NPSL // AMEX Premier Gold Card- NPSL // Discover IT // Bank of America Travel Rewards // Chase Sapphire Preferred // AMEX Delta Platinum // Venture One // Barclays JetBlue MC // Synchrony Walmart MC // Barclays Apple Rewards // AMEX BCE // Blaze MC // BP Gas

Capital One Spark Business Visa // BP Business Solutions MC
Message 3 of 14
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Established Contributor

Re: Discover It Approved FINALLY!!


@kidink1911 wrote:

This has been the one card that was like the Iron Curtain- DO NOT PASS!

 

But one afternoon I opted to try "one last time" for a coveted Discover It card. I applied after a recommendation from the free Discover Scorecard. My heart was racing like crazy as I completed the application. I knew this recommendation "was surely a trick and not a treat" but opted to give it a twirl.

 

That "application approval checking" circle seemed like it was taking FOREVER to come back with an approval but then, BAM APPROVED!! I literally fell off of my barstool and started shouting "Woohoo, FINALLY!!" Smiley Happy

 

Super excited to now be able to experience the cash back and great benefits of Discover!!


Congrats! Disco has some solid benefits.

 

Robot Very Happy


Message 4 of 14
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Frequent Contributor

Re: Discover It Approved FINALLY!!

Congrats on your new Discover! Now if I could just get past that same IRON CURTAIN. Lol.

FICO as of 02/13/2018: 669 EQ Fico 8, 709 TU Fico 8, 716 EX Fico 8
5/3 Truly Simple MC #1 $5k | 5/3 Truly Simple MC #2 $4k | Banco Do Brasil Platinum Visa $3k | Home Depot $2k | HSBC Cash Rewards MC $1.5k | BMO Harris Cash Back MC $1.5k | BMO Harris Platinum Rewards MC $1.2k | HSBC Platinum Rewards MC $1k | Best Buy Visa $1k | Commerce Bank Drury Key Club Visa $1k | Citi Shell Card $0.8k | Penfed Power Cash Rewards $0.5k | Capital One QS1 $0.3k | Macy’s $5k
Message 5 of 14
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Community Leader
Mega Contributor

Re: Discover It Approved FINALLY!!

Congrats Kid, been awhile since weve seen you. Even though i had Disco kick rocks, ill always remember getting approved. Unlike he youngin's of todaygetting in with no hp, it took me 5 tries and 6 hps to get mine. Enjoy it Smiley Happy
Message 6 of 14
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New Member

Re: Discover It Approved FINALLY!!

It happens to me too. I got a CL of 6k. So then I took a chance on AMEX and BAM 2k. These cards were out of reach forever. While on an AA flight I took a chance and apply for there card from Barclays. At first, they sent me a letter, and when I called them they granted me 1k, so I was checking on the FICO boards and notice a story on from Citi and I applied and BAM 7k. Then, I went on a raise my limit on several cards and bam landed more increases. Time to sit back and garden for a long time as I achieve my goals...

Message 7 of 14
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Established Contributor

Re: Discover It Approved FINALLY!!

Congratulations on your new card!  Enjoy the benefits!!

~~~Rebuilding Score History~~~
Starting Ficos: EX 541, EQ 493, TU 523 (07/02/2016)
Latest Ficos: EX 762, EQ 784, TU 764 (03/28/2020)
Goal Ficos: EX 800, EQ 800, TU 800 (12/31/2020)
~~~Credit lines~~~~
BofA Platinum Plus: $2000
Capital One Platinum: $1500
Discover It: $10,500
Chase Freedom Unlimited: $6400
Home Depot: $500
BofA Cash Rewards: $1500
Lowe's: $1000

My Credit Rebuild


Take the myFICO Fitness Challenge
Message 8 of 14
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Established Member

Re: Discover It Approved FINALLY!!

Congrats man! Made it past that curtain too the other day. Feels good!




TU 677 EQ 674 EX 618 Starting: mid 300's Goal: 700
Message 9 of 14
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Frequent Contributor

Re: Discover It Approved FINALLY!!

Thanks everyone! Now to treat it right and watch it GROW!!
AMEX Platinum Card- NPSL // AMEX Premier Gold Card- NPSL // Discover IT // Bank of America Travel Rewards // Chase Sapphire Preferred // AMEX Delta Platinum // Venture One // Barclays JetBlue MC // Synchrony Walmart MC // Barclays Apple Rewards // AMEX BCE // Blaze MC // BP Gas

Capital One Spark Business Visa // BP Business Solutions MC
Message 10 of 14
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