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Discover It~*Approved for $6500*~

MimiRoss
Member

@grillandwinemaster

Thanks for the warm welcome!

Starting:Transunion 794 Equifax 764 Experian 741
After Spree:Transunion 762 Equifax 754 Experian 719
Credit: $115,450 from 16 Trade Lines
Util: 12% Goal: 850 Gardening: from 10/06/2016 Until 2018
Message 11 of 33
cuthatcard
Frequent Contributor

Re: @grillandwinemaster

@MimiRoss 

 

Thanks for those words and encouraging words ! 

 

My OC was BoA, so idk  ?? 

 

I've thought about sending them a letter because it is due to fall in December of '17 AND...there is no other gain they have in continuing to report  ! I paid the original amount plus all the interest as well, everything!  

 

I have been 4+ weeks trying to get a hard copy of my EQ report,  still haven't gotten yet!  I was able to dispute this line via CK and it is still pending.  EQ just still seems to be holding me down, back...etc ! 

As all can see, my other scores are up in the 700's and I'd like to join in with Dico but they pull EQ in my state . 

 

 

Again...a big congrats on your hit with them, hope to be there , soon ! 

FICO :November 2016
TU-761 EQ 756. EX - 749
No Baddies
QS1 -$2,000. Care Credit $9,600.00 CHASE Freedom $3,000.00 Discover IT $1,000.00
Inq TU 4 EQ 3 EX 2
Message 12 of 33
JAG73
Moderator Emerita

Re: Discover It~*Approved for $6500*~

Congrats Mimi! Awesome SL! 

Got some pruning to do... No more new cards!
Message 13 of 33
MimiRoss
Member

@Justagirl73

Thanks a lot!

Starting:Transunion 794 Equifax 764 Experian 741
After Spree:Transunion 762 Equifax 754 Experian 719
Credit: $115,450 from 16 Trade Lines
Util: 12% Goal: 850 Gardening: from 10/06/2016 Until 2018
Message 14 of 33
austinguy907
Valued Contributor

Re: Discover It~*Approved for $6500*~

Message 15 of 33
AverageJoesCredit
Legendary Contributor

Re: Discover It~*Approved for $6500*~

Ive noticed that part of MimiRoss's reasoning for doing many separate post, rightly or wrongly, was so that individuals could see an individual card and perhaps see a data point that could help them . As evidenced above, this single post is helping certain members with their goal of obtaining said card so obviously her reasoning was achieved. Smiley Happy.

Im sure he/she has learned the best way to post multiple approvals so that its more concise but i for one am impressed on his/her journey so far.
Message 16 of 33
austinguy907
Valued Contributor

Re: Discover It~*Approved for $6500*~

Here's the abbreviated version from another site.

 

Fidelity® Rewards Visa Signature®TransUnionyes794$5,000BraseltonGA305172016-10-07They wanted to verify my income, identity, wanted to know why I wanted to get the card and asked me about the other recent inquiries. I was transferred multiple times and had to explain this information to each person I talked to
Bank of America Cash RewardsTransUnionyes794$5,000BraseltonGA305172016-10-07Verify my identity by asking me some questions from my credit report. I asked them to give me more but they refused and instead encouraged me to try a credit limit increase in 6 months.
Chase Freedom UnlimitedEquifaxyes762$16,900BraseltonGA305172016-10-07Got the "7-10 days we will get back with you". Called the recon # and talked to a specialist. Verify my identity (credit report). Verify my address (sent Drivers License). They also sent me a text to my phone. 20 min later approved.
Citi Double Cash CardEquifaxyes762$5,000BraseltonGA305172016-10-07Got the "7-10 days we will get back with you". Instead of waiting I called the recon # and talked to a specialist. Asked me to verify my identity by asking me some questions from my credit report.
Barclaycard CashForward World MasterCardTransUnionyes794$5,000BraseltonGA305172016-10-07I did this application over the phone since I have already been with Barclays Apple Rewards since 2014 so the process was really simple. Even though I been with them for 2 years already they still did a HP
Amex Blue Cash EverydayExperianyes762$8,000BraseltonGA305172016-10-07I called the recon # and talked to a specialist. Asked me to verify my identity (questions from report & called my cell) and my income. 20 minutes later approved. Expediting my card to me (2 days)
Discover ItTransUnionyes794$6,500BraseltonGA305172016-10-07I Called the recon# and talked to a specialist. Asked me to verify my identity by asking me some questions from my credit report. Took about 10 minutes and then approved.
Message 17 of 33
JAG73
Moderator Emerita

Re: Discover It~*Approved for $6500*~

The last couple of weeks....I've seen some of the rudest and most disrespectful comments on this site. 

 

Im not talking about disagreements, which I think are healthy and how we grow, but just blatant rude comments. The most disturbing part, they are mainly going unaddressed. It reminds me of another site whose members I've had to "check" on occassion in defense of MyFico forum. But I can't defend this and that saddens me. 

 

Please treat people the way you want to be treated. 

 

 

 

 

Got some pruning to do... No more new cards!
Message 18 of 33
baller4life
Super Contributor

Re: Discover It~*Approved for $6500*~

I agree Justagirl. Everyone please remember to be FSR. Thanks in advance! 😊

http://ficoforums.myfico.com/t5/Credit-Cards/Forum-Etiquette/m-p/2797115
Message 19 of 33
MimiRoss
Member

@AverageJoesCredit

Thanks for your compliment...it really means a lot to me...I felt some people didnt seem to understand me...I just wanted things nice and neat, separate for reference purposes and also so all the comments could be followed and make sense...I have decided to post them every other day in order to get them all logged...but so not to violate any forum rules or step on anyone toes on the way they like things to be...Have a blessed day!

Starting:Transunion 794 Equifax 764 Experian 741
After Spree:Transunion 762 Equifax 754 Experian 719
Credit: $115,450 from 16 Trade Lines
Util: 12% Goal: 850 Gardening: from 10/06/2016 Until 2018
Message 20 of 33
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