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Discover It Approved

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New Member

Discover It Approved

My credit scores are terrible across the board from previous bad choices and I’ve been trying to rebuild since 06/18. Once I started straightening out my credit and my scores had reached the low 500s I decided to apply to Self Lender in 07/18. Boosted my EX 40 points on 09/07/18 but have yet to report to EQ and TU. Last week I applied for Capital One and got denied so I tried Discover It Secured and was miraculously approved. 🤗 I’m beside myself. I honestly didn’t expect them to approve me. I did use the pre-qualify and matched me to the secured card.
Starting Score: EX: 494, EQ: 505, TU: 478
Current Score: EX: 563, EQ: 540, TU: 532
Goal Score:740


Take the myFICO Fitness Challenge
Message 1 of 19
18 REPLIES 18
Established Contributor

Re: Discover It Approved

Congrats on the Approval......Smiley Happy
Gardening....TCL: 100k+
Message 2 of 19
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New Member

Re: Discover It Approved

Thank you so much 😊
Starting Score: EX: 494, EQ: 505, TU: 478
Current Score: EX: 563, EQ: 540, TU: 532
Goal Score:740


Take the myFICO Fitness Challenge
Message 3 of 19
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Valued Contributor

Re: Discover It Approved

















Your FICO credit scores are not just numbers, it’s a skill.

Message 4 of 19
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New Member

Re: Discover It Approved

Thank you 🙏🏻
Starting Score: EX: 494, EQ: 505, TU: 478
Current Score: EX: 563, EQ: 540, TU: 532
Goal Score:740


Take the myFICO Fitness Challenge
Message 5 of 19
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Regular Contributor

Re: Discover It Approved

Congrats!

07.18 -
08.09 -

Current cards: AMEX Blue Sky, PayPal 2% Cashback, Discover It, Capital One Quicksilver, Capital One Quicksilver, Lendup Arrow, Merrick Bank

Future Card wants: USAA
Message 6 of 19
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Contributor

Re: Discover It Approved

Congradulations on the approval and the start of your journey ! 

 

And on a side note - I dont know who you bank with with - but alot of major banks offer secured cards as well and if you already bank with them - seems like the could be a great and convenient option you could check out. 

Message 7 of 19
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Senior Contributor

Re: Discover It Approved

Congrats on your Disco IT approval! Smiley Happy




Message 8 of 19
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Frequent Contributor

Re: Discover It Approved

You picked a great one to start with! Congratulations!



Message 9 of 19
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Regular Contributor

Re: Discover It Approved

That's GREAT!!! Congrats on your approval and best wishes on your rebuild!Smiley Happy




Goals: Gardening until November 2020; and FICO 8 Scores reach 750 TU/EX/EQ
Starting Score: 627
Current Score: 696
Goal Score: 750


Take the myFICO Fitness Challenge
Message 10 of 19
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