wrote:
Maybe because my oldest CC is 1 year old. I don't have a good mix of accounts and had 3 inquires within last 3 mo? Maybe that's why they gave me a low limit.
1 inquiry was a SP other 2 from Cap1 and Chase.
PS: when I applied for Chase Freedom I only lost 3 points on EQ. Was it a soft pull?
Well to start off. Congrats. However. I am quite confused. You say you've had 3 inquiries in the last 3 months but one was a SP .Well technically speaking yes it is an inquiry but typically not referred to as such nor is it counted against you if it truly was a SP. Also you ask if chase was a SP? I highly doubt it .But just check your credit karma and they will tell you your inquires on transunion and equifax .However they will not show you experian and I'm not sure who chase pulls so unless you sign up for it its hard to say . try and search the forums for the difference between HP and SP so you can get a better understanding as to what you are saying/asking, solely for future reference.
Disco marches to their own beat, so we will never know how to properly gage what kind of limit we'll get
