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Discover It Approved

Auto Loans for ANY Credit Situation. Immediate Response.
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Regular Contributor

Re: Discover It Approved

Congrats on the approval.  Just take it one step at a time.  You'll work your scores up.

Message 11 of 19
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Valued Contributor

Re: Discover It Approved


@ghostorchid wrote:
My credit scores are terrible across the board from previous bad choices and I’ve been trying to rebuild since 06/18. Once I started straightening out my credit and my scores had reached the low 500s I decided to apply to Self Lender in 07/18. Boosted my EX 40 points on 09/07/18 but have yet to report to EQ and TU. Last week I applied for Capital One and got denied so I tried Discover It Secured and was miraculously approved. 🤗 I’m beside myself. I honestly didn’t expect them to approve me. I did use the pre-qualify and matched me to the secured card.

Yay!! way to go...keep up the good work....Smiley Happy

American Express Business Gold(NPSL 10k) Chase CSP (25k) Pier 1(23.5k) BofA CR Siggy (20.8k) BofA BBR (22.1k) Amex BCP(18k) Overstock (21.1K) Lowes (17K) NFCU CLOC (15K) NFCU VS Cash (15K) Care Credit (15k) J Crew( 11.9k)Venture WMC (10.25k) Amex Everyday (10k) Chase Slate (10k) Walmart MC(10k) BB Visa (10k) Discover(9.5k☝️) PayPal Cashback Mastercard (8k) Chase FU (7.4k) Citi AAdvantage Gold World Elite (9.5K) Citi Double Cash (8.5k) Fidelity® Rewards Visa Signature® Card (6.5K) PenFed PCR (5K) PayPal Credit (4550)Discover (4.5k✌️) Kohls (3k) Chase Freedom (1500)

Mortgage May 2017 - 2 auto loans (1 PenFed and 1 Navy) Aug 2018=98K
Gardening until Aug 2020

FICO 8 Scores EX 693(7) EQ 687(9)TU 708(10)
AAOA 4yrs TCL=332,600
Message 12 of 19
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New Member

Re: Discover It Approved

I bank with PNC, I will absolutely have to look into that. Thanks.
Starting Score: EX: 494, EQ: 505, TU: 478
Current Score: EX: 563, EQ: 540, TU: 532
Goal Score:740


Take the myFICO Fitness Challenge
Message 13 of 19
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Senior Contributor

Re: Discover It Approved

Congratulations on your approval!

Starting Scores FICO 8 (Feb '18):
EX- 519, TU- 530, EQ- 545

Current Scores



Message 14 of 19
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Regular Contributor

Re: Discover It Approved

Congrats!!!

 

You'll hit your goal score of 740 in no time.. just stay the course.








Les murs ont des oreilles .
Message 15 of 19
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Frequent Contributor

Re: Discover It Approved

Congrats on your approval and fabulous luck on your rebuild! You are off to a great start Smiley Happy

tenor.gif


4/14/18 EQ: 653 TU: 666 EX: 669

9/29/18 EQ:729 EX:712 TU: 715

7/14/19 EQ:754 EX:733 TU: 755
Message 16 of 19
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Regular Contributor

Re: Discover It Approved

Congrats!! I know the feeling. Disco secured was my first credit card on my rebuilding journey too. I couldn't stop staring at it when it came in the mail lol. Be good to it and it will be good to you. They graduated my card after 17 months - Probably would have been sooner had I not carried a large balance the last 5 months.



Credit Cards

Misc Revolvers

Installment:

Current FICO8:


In college, I took my FICO score, put it in a dumpster, and set it on fire.
2016 - Began rebuild with a $200 secured card.
2020 - TCL: $56,500
Message 17 of 19
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New Member

Re: Discover It Approved

Thank you everyone for the words of encouragement and friendly kudos. I should be receiving my card in two weeks once my deposit clears.
Starting Score: EX: 494, EQ: 505, TU: 478
Current Score: EX: 563, EQ: 540, TU: 532
Goal Score:740


Take the myFICO Fitness Challenge
Message 18 of 19
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Senior Contributor

Re: Discover It Approved

Congrats on your approval !!!!

 

 

 

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 19 of 19
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