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Discover It CLI

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Total80sKid
Senior Contributor

Discover It CLI

Well, last night I just got an itch to ask for a CLI.

I’ve had the card since July and have used this card, along with my PenFed, for BT’s.

I’m now done with my BT’s and am now working on lowering my balances. So I was trying to get increases wherever I could to help my UTI.

So it was a HP last night which I thought it would be a SP.

So I just checked and my $7k SL has went up to $7.5k.

Then I read about calling the lender # and I got a very nice CSR again and explained why the balance was high, me being new to credit, wanting to help my UTI, etc.

So she kept asking how much I was looking to get, and I said whatever you guys can give me.

She then said she was happy to increase my $7k SL to $11k, for a total of $4k in CLI’s.

Not bad for a call!

Calling the right place and explaining things has really seemed to help me.

Thank you again to everyone here for all of your great advice and pleasant comments. Smiley Happy

Data points to come soon.
Message 1 of 16
15 REPLIES 15
JoeLuvsHisCredit
Valued Contributor

Re: Discover It CLI


@Total80sKid wrote:
Well, last night I just got an itch to ask for a CLI.

I’ve had the card since July and have used this card, along with my PenFed, for BT’s.

I’m now done with my BT’s and am now working on lowering my balances. So I was trying to get increases wherever I could to help my UTI.

So it was a HP last night which I thought it would be a SP.

So I just checked and my $7k SL has went up to $7.5k.

Then I read about calling the lender # and I got a very nice CSR again and explained why the balance was high, me being new to credit, wanting to help my UTI, etc.

So she kept asking how much I was looking to get, and I said whatever you guys can give me.

She then said she was happy to increase my $7k SL to $11k, for a total of $4k in CLI’s.

Not bad for a call!

Calling the right place and explaining things has really seemed to help me.

Thank you again to everyone here for all of your great advice and pleasant comments. Smiley Happy

Data points to come soon.

Congrats OP

HP with Discover cli? Are you sure OP?

Message 2 of 16
Total80sKid
Senior Contributor

Re: Discover It CLI

@JoeLuvsHisCredit

Yes, it was a HP.

The CSR told me she could see that I agreed to a HP if need be.

It kinda sucks, but I think $4k was worth it.

Won’t be asking one for awhile. My limit is more than enough at this time and once I start seeing it will be a SP, I will ask for a CLI then.
Message 3 of 16
JoeLuvsHisCredit
Valued Contributor

Re: Discover It CLI

WOW

I am happy if you are HAPPY buddy Smiley Happy Congrats again

Message 4 of 16
Total80sKid
Senior Contributor

Re: Discover It CLI

This is odd.

Just checked my reports and there is no recent discover HP.

I swore I got an alert showing the Disco.

Are they known to always do a SP?
Message 5 of 16
JoeLuvsHisCredit
Valued Contributor

Re: Discover It CLI


@Total80sKid wrote:
This is odd.

Just checked my reports and there is no recent discover HP.

I swore I got an alert showing the Disco.

Are they known to always do a SP

YESSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSS

That's why I asked Smiley Happy SO HAPPY for you Smiley Happy

Message 6 of 16
AverageJoesCredit
Legendary Contributor

Re: Discover It CLI

Dang Kid, 4k with Discover , hp or not , is fantasticSmiley Happy. You just got my limit in one call!. The student has become the MASTERSmiley Happy
Message 7 of 16
Anonymous
Not applicable

Re: Discover It CLI

4k is a great increase, good job. Dv
Message 8 of 16
Anonymous
Not applicable

Re: Discover It CLI

Congrats on the CLI!! That's a nice increase with Discover!

Message 9 of 16
Anonymous
Not applicable

Re: Discover It CLI

Very well played!!!  Smiley Happy

Message 10 of 16
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