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Discover It CLI

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Valued Member

Discover It CLI

Hello everyone. After many failed attempts over the past few months I finally received a $1500 cli with Discover bringing my limit to 7k.This was a day after my 6th statement cut. Whats interesting is this month I forgot to pay in full before statement cut so I was fairly close to the limit and still received increase. I tried after every statement cut and at least once a week to see if I could find the sweet spot at least for me but I would get the insufficent experience with this limit. So I guess for me it was the 6 month mark. I know everyone's situation is different but figured this info may help someone else with their journey.

 

account opened 6/19 w $5500 SL

current TU fico 733

Spend 5k-5.5k mo

pay in full

no collections or chargeoffs and no lates for 2 years




Starting Score: 03/2018 EQ 472 TU 467 EX 470
Current Score: 06/2019 EQ 703 TU 736 EX 731
Goal Score: 750 all around


Take the FICO Fitness Challenge
Message 1 of 11
10 REPLIES 10
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Super Contributor

Re: Discover It CLI

Congratulations on your CLI!
Message 2 of 11
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Valued Contributor

Re: Discover It CLI

Congrats on the Disco luv!




UNpopular opinions have served me well and will offer that which has worked for me.
Message 3 of 11
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Super Contributor

Re: Discover It CLI

Congrats !



3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>05/2020 CCT EX 834 TU 848 EQ 844

I'd get it one piece at a time
And it wouldn't cost me a dime
You'll know it's me when I come through your town
I'm gonna ride around in style
I'm gonna drive everybody wild
'Cause I'll have the only one there is around.

- Johnny Cash One Piece At A Time
Message 4 of 11
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Mega Contributor

Re: Discover It CLI

 

Congrats!!!

 

Message 5 of 11
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New Contributor

Re: Discover It CLI

Congrats on the CLI rohan!
IT/Cybersecurity College Student
Discover It Student - $5,650 (Jan 2019)BOA Cash Rewards Student MC World - $2,200 (Mar 2019)Amex BCE - $12,300 (May 2019)Chase Amazon Prime Rewards Visa Sig - $3,200 (Aug 2019)Chase Freedom Visa - $3,400 (Nov 2019)Citi Double Cash MC World Elite - $4,400 (Nov 2019)USBank Cash+ Visa Sig - $5,000 (Dec 2019)Capital One Walmart Rewards MC - $2,000 (Mar 2020)
As of 02/23/20:
EQ FICO8: 728 EX FICO8: 705 TU FICO8: 732
Message 6 of 11
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Valued Member

Re: Discover It CLI

Congrats on your increase! I await my 1st increase. This helps me to stop requesting until February now . Lol, I'm 2 months behind you hopefully.
Open 8/07
Current TU 726
Spend approximately PIF approximately $1500 monthly
No baddies. Upon opening the CSR informed me that I'd be eligible for increase at 3 months. Since 3rd statement cut last month I've been requesting weekly! Mail has gotten out of control so I'll sit tight until February.
Message 7 of 11
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Valued Contributor

Re: Discover It CLI

Congratulations!  That's great!

 

I received 2 CLI in 7 months but my first one didn't occur until after the 6th statement and I, like you had hit the CLI after every statement.

April 2020
Experian Fico 8. 703
Transunion Fico 8. 711
Equifax Fico 8. 717

Capital one QS. $700
.
Capital one QS1. $2250
Discover IT Cashback. $12,000
PNC cash rewards signature Visa. $17,500
Chase SW rapid rewards signature visa $6900
Amex Green Card NPSL POT $11,000

All cards opened between Oct 2018. - March 2020

Message 8 of 11
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Valued Contributor

Re: Discover It CLI

Congrats on the CLI!





Message 9 of 11
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Contributor

Re: Discover It CLI

Congrats on your CLI! Great example of the YMMV side of Disco CLIs 

Message 10 of 11
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