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So I've been trying at this card for the last 3 months via the pre-approval page. I finally have paid off my credit card debt and have since seen my credit scores go from 580 to 650. I only have my experian credit report up to date, but I'm sure the other 2 have seen improvements as well. I do not know which credit report Discover pulls, but I have been approved for the Discover It Cash CREDIT Card and NOT the secured card to the best of my understanding.
I currently have a Credit One ($600), Capital One QS ($600), and Merrick ($550, next month $1100). I recently used SCT for the JCrew card when my score was NOT reflecting my debt removal. I'm sure my SCL will be not the best, but I'm using every fiber of my being to not go ahead and go for it.
What say you the wonderful people of this board?
GOT Pre Approved for Bank Of America Cash Rewards Credit Card as well, take both and garden? Please advise
Should I just go for it even if my starting credit limit is lower?
OMG Guys! I just got pre approved for Bank of America Cash Rewards Credit Card too! I'm freaking out, someone chime in. Go for both lol? 650 score
Amex prequalified me, go for it?
American Express Blue Cash Everyday, whom were showing me nothing months back now prequalified me.
Amex did give me a solid APR 23.74%
APR on purchases and balance transfers will be a variable rate, currently 23.7
That's true no hard offer, shouldn't be posting on this side of the forum, my apologies. Got over excited.
Sorry, all pre approval links. I'm going to give AMEX a shot. Thanks!