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Discover It Miles / AMEX

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Regular Contributor

Discover It Miles / AMEX

After months of pondering, and cleaning up my reports across all three CRAs, I decided to pull the trigger on a travel card. I was pre-approved for the Discover It Miles card. Applied and was approved for $7.5k. HP on EX only. This will help add to my slowly growing total CL which is now around $11k I believe. This forum has been so helpful in understanding every aspect of FICO and do's and don'ts.

 

Anyone with any pros for using this card? How do current card holders like it? I added this as my first (and only) travel card, paired with a Cap1 QS CB card.

 

*Update* - After gaining much needed confidence and feedback from this forum, I also app'd for an Amex Every Day card that I pre-qualified for. Approved for $1k SL with instant card number.  Low limit, but I will take it, to get my foot in the door to the Amex world!

 

Scores:
EX (FICO 8) - 682 as of 17 August 2018.





Message 1 of 16
15 REPLIES 15
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Established Contributor

Re: Discover It Miles

Sorry, I have no data points but congrats!

Current Scores & Increase since May 2020:

EX: 701 (+38)| TU: 692 (+32)| EQ: 681 (+36)| TU Fico 9: 704

Next Goal: Min. 700 w/all CRAs

Subsequent Goal: Chase FU

Gardening Until: 06/01/2021| App: 5/26/2020
Message 2 of 16
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Valued Contributor

Re: Discover It Miles

Welcome to My Fico  000Welcome.gif

 

Congrats on your new Disco Miles card!!




Message 3 of 16
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Regular Contributor

Re: Discover It Miles

Thank you! Glad to be here. Wish I would have discovered this forum years ago!! Ready and eager to soak up as much knowledge as I can from the community.

Random ?, how did you get your scores in your Sig?




Message 4 of 16
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Valued Contributor

Re: Discover It Miles

https://ficoforums.myfico.com/t5/SmorgasBoard/Badges-for-Your-Signature/td-p/5257198

 

The score badges are in the above link.

The info goes into the box: Click icon at top right above options/my settings/personal info

 

CHEERS




Message 5 of 16
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Regular Contributor

Re: Discover It Miles

Thank you! I will have to add all this once I get to member status, hopefully soon! Smiley Wink




Message 6 of 16
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Valued Member

Re: Discover It Miles

3% cash back on everything first year. This is great.
Message 7 of 16
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Regular Contributor

Re: Discover It Miles


@BlueSea wrote:
3% cash back on everything first year. This is great.

For which card is this? Their It Cash card? 3% CB is great indeed.

 

I wish my Cap1 was that.. ha ha. but at 1.5% it was a good first CC.





Message 8 of 16
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Frequent Contributor

Re: Discover It Miles

tenor

 

Congrats!

Message 9 of 16
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Regular Contributor

Re: Discover It Miles / AMEX

Congratulations. If you’re interested, Amex loves to approve a charge card (Green or Gold) along with credit cards. They will use the same HP.  

4157D239-9BAF-44E0-9154-F508C227681B.gif




Message 10 of 16
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