Discover It Miles CLI!! - myFICO® Forums - 5533639

myFICO® Forums

Get Access Now

I've had this card exactly 91 days, hit the luv button and BAM $500. increase.
I would try the DD, but I think I'll play that card later on. Oh and No HP.
EQ 702 | TU 665 | EX 670 | Util. 8%

As of 3/2022

EQ.-721 | TU.-731 | EX.-708

Top Cards:

AmEx Gold - $10,000 POT. BofA Americard $17,000 NFCU CR. $16,000 NFCU Plat.$15,000 FNBO Visa $14,800

Disco Miles $14,000 Chase FU $13,900 USAA Signature $13,000 PayPal MC $10,000

Macy's AmEx $25,000 Macy's AmEx (upgraded) $25,000

Message 1 of 11

10 REPLIES 10

YOU...

CONGRATS on the Disco CLI!!!

AMEX BCP $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $15.2K | Citi Rewards WMC $15.5K | Citi Costco VS $12K
Citi Custom Cash WEMC $7.8K | Synchrony (PayPal Credit $6K, Care Credit $15K, & PayPal 2% MC $10K, VENMO VS $6.5K)
PNC Cash Rewards VS $10.5K | NFCU cashRewards VS $14K | NFCU More Rewards AMEX $37.5K | NFCU Flagship Rewards VS $23K
Discover IT $22.5K | BB&T Cash Rewards $4.5K | Macy's AMEX $25K | Bloomingdales AMEX $20K | Apple Card WEMC $9K
PenFed Power Cash Rewards VS $7.5K

Total CL - $284K+

Message 2 of 11

So THATS what a cli looks like

Congrats!

Message 3 of 11

That’s how it’s done. Congrats!

Discover It: 21.5k
Amex Cash Magnet: 18k
Fidelity Visa: 16.5k
Apple Card: 4.25k

Message 4 of 11

@AverageJoesCredit wrote:
So THATS what a cli looks like

Congrats!

Funny I said the same thing. My other Disco card didn't get one until I did a PC
after 18 mo. Honestly I have absolutely no idea what the Disco algorithms are looking for.

As of 3/2022

EQ.-721 | TU.-731 | EX.-708

Top Cards:

AmEx Gold - $10,000 POT. BofA Americard $17,000 NFCU CR. $16,000 NFCU Plat.$15,000 FNBO Visa $14,800

Disco Miles $14,000 Chase FU $13,900 USAA Signature $13,000 PayPal MC $10,000

Macy's AmEx $25,000 Macy's AmEx (upgraded) $25,000

Message 5 of 11

Congratulations!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:

AMEX Delta SkyMiles Reserve | $2,800 | February 2019

AMEX Marriott Bonvoy Brilliant | $3,100 | August 2019

BOA BankAmericard AU | $4,500 | May 2004

Citi CostCo Anywhere Visa | $4,780 | March 2020

Citi Macy's Star Rewards | $11,100 | September 2021

Comenity Overstock | $7,100 | August 2018

Goldman Sachs Apple Card | $6,000 | March 2020

NFCU Flagship | $10,500 | August 2018

Synchrony CareCredit | $12,000 | October 2018

Synchrony Lowe's Advantage | $5,000 | March 2020

Audi e-tron - Audi Financial | $85K/72mo/3.24% | March 2022

Message 6 of 11

Congrats on CLI !!!

Message 7 of 11

A rare Discover credit line increase. Not used to seeing these ever!

I am about 0-10 on tries with them.

Message 8 of 11

Call them quickly for the double dip they will give you an extra $500

Amex Lowe's Business Rewards $10,000

Amex Blue Business Plus $10,000

PayPal Cashback $10,000

Ducks Unlimited Visa $7,000

MLB Mastercard $7,000

Citi Double Cash $5,000

BofA Cash Rewards $5,000

Chase Freedom Unlimited $4,500

Amazon Rewards Visa $3,000

Chase Freedom $3,000

Discover it $3,000

Walmart Mastercard $3,000

Uber Visa $3,000

Discover it Miles $3,000

Amex Blue Cash Everyday $2,000

Marvel Mastercard $2,000

Amex Everyday $2,000

Amex Cash Magnet $1,000

HSBC Platinum Rewards $1,000

Sam's Club Mastercard $1,000

Union Bank Rewards $1,000

Amex Hilton Honors $1,000

Disney Visa $1,000

HSBC Cash Rewards $1,000

Capital One Quicksilver $1,000

Amex Blue Delta SkyMiles $1,000

US Bank Cash+ $1,000

US Bank Altitude Go $500

Message 9 of 11

Congratulations on your increase.

Open/Closed credit accounts

Desired score for all three reporting agencies

Vantage 3.0 Score

Desired combined credit limit for all credit cards

Rebuild Cards

Applied Bank Visa

Affinity FCU Visa

Self Visa - $3,000

GrowCredit - $200

Discover it Secured

Navy Federal Rewards MC

Bank of the West MC

Goal Cards

Citi AAdvantage Platinum World Elite

Citi AAdvantage Executive World Elite

Citi AAdvantage MileUp

Barclaycard AAdvantage Aviator Red

Barclays Aviator Business

British Airways Visa

Japan Airlines MC

Alaska Airlines Visa

Chase Sapphire Preferred

Loans

State Employees Credit Union

North Brookfield

Bank of the West

Message 10 of 11