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Discover It (Secured) Graduation & CLI

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Valued Member

Discover It (Secured) Graduation & CLI

My Discover It secured card graduated two days ago. Here are the details...

Stats at time of approval: TU: 588 / EQ: 599 / EX: 577
I had applied for this and CapOne Plat. MC (Secured) the same week. 0 credit cards on file at time of approval. Multiple baddies. No BK. $900 SL

Current stats: TU: 648 / EQ: 634/ EX: 636 many new Trade lines added of which 3 are 1 month old approvals (Barclay's, AMEX, SYNC)

The Disco card has seen high balances every month. Always reported a balance. Sometimes high. Even carried a balance on some months.

I have made minimum payments on some cycles, paid it off on others and the last 3 months carried a balance, but made large $150+ installments.

Graduated at exactly 7 months. Auto CLI of $1,800 total CL of $2,700!

I am just blown away tbh folks. I spoke to the CS center and the rep said my deposit is being mailed back to me and went on to talk about some upcoming promo or something if I open a Discover savings account in the amount of my security delosit.

Anyway - I'm just blown away. Totally unexpected. ALL of it!
6 REPLIES 6
Valued Contributor

Re: Discover It (Secured) Graduation & CLI

Congrats on the graduation!

 

There's a flurry of contempt right now for not converting here.  It's possible though as we've been seeing multiple people posting success lately.  It's a great card for building upon that grows significantly with time and use.  

Message 2 of 7
Community Leader
Super Contributor

Re: Discover It (Secured) Graduation & CLI

Happy grad! Now onto infinity and beyondSmiley Happy
#ChaseCreditCardHobby Enthusiast
2022
!
Message 3 of 7
Valued Member

Re: Discover It (Secured) Graduation & CLI

Austinguy907 - how long have you had your card? I didn't realise that so many of the community members have also converted until I just took a good look.im sure yours is right around the corner!

Thanks AverageJoe!
Message 4 of 7
Valued Contributor

Re: Discover It (Secured) Graduation & CLI


@ecniVince wrote:
Austinguy907 - how long have you had your card? I didn't realise that so many of the community members have also converted until I just took a good look.im sure yours is right around the corner!

Thanks AverageJoe!

http://ficoforums.myfico.com/t5/Credit-Card-Approvals/My-first-year-with-Discover-Data-Points/m-p/47...  Read all about it Smiley Happy

Message 5 of 7
Valued Contributor

Re: Discover It (Secured) Graduation & CLI

Hey, congratulations!!

 

It's always nice to read these stories.  I've lamented mine not graduating but I know EXACTLY why they aren't ready to yet (so while it's disappointing, it's not surprising).  I'm so glad people are seeing their cards graduate lately.  It always gives me hope that someday mine'll be the same way Smiley Happy

Message 6 of 7
Established Contributor

Re: Discover It (Secured) Graduation & CLI

GD CLI.... That promo sounds really interesting...

 

 

Smiley Happy<_____!!!!NOIIICE!!!!_____> Smiley Very Happy

wells.jpg 2chase navychase east westchase us bankimg src=ChaseFreedom_F.inddC_DP7_EMV_MNLW_18-PID 257.epsnavy fedBCE&ED|Chase|NFCUcc&CLOC|WF|Cash+|ElanFin.|Dia'md prefer.|PF|Gard'N since 6/23/2017|TOTAL CL$111.2K !!!NOIIICE!!!
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