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Discover It Secured - less than 1 month after bk 7 discharge

Anonymous
Not applicable

Discover It Secured - less than 1 month after bk 7 discharge

So, bankruptcy was discharged 20 days ago. I was already approved for a Credit One card that reported a few days ago and a Lendup card that hasn't reported yet. I checked the prequalify page and it came up with an offer for me for the secured Discover It card. I went ahead and applied and was approved. I have not funded it yet because I'd like to figure out if I can add spouse as an authorized user as that will change how much I fund it for. 

FICO scores when I applied were: 613 EQ, 570 TU, and 602 EX. 

 

It may have helped that I am also currently a college student. I did put in my college information, not sure if that helped or not. 

 

Edited to add: I didn't have a prequalify until after my first new card posted. 

I definitely wouldn't have submitted an application without seeing a prequal though. 

Message 1 of 3
2 REPLIES 2
gdale6
Moderator Emeritus

Re: Discover It Secured - less than 1 month after bk 7 discharge

Grats on the approval Smiley Happy

AFAIK auth users can be added to secured cards too, just give em a call to see how to get it done.
Message 2 of 3
Anonymous
Not applicable

Re: Discover It Secured - less than 1 month after bk 7 discharge

Congratulations! 👍
Message 3 of 3
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