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Discover It approval - Low Credit Score

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Anonymous
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Discover It approval - Low Credit Score

Pulling a 618 TU after having an increase from 556 TU after collection dropped. Still showing 3 student loans as duplicate for EQ as 6 accounts. Paid through taxes. Opened a $500 secured card through my bank and they reported a 0 credit score in 2016.

Fast forward my I read a forum on not "under estimating" your credit worthiness so I decided to apply for the card I wanted.

Clicked apply and *BBOOOMMM* got approved with a $7k limit!

Mind you I had a $55k salary with $3200 assetts.
18 REPLIES 18
Anonymous
Not applicable

Re: Applying for Discover It - Low credit score

Congrats on your approval! 

Message 2 of 19
Pikaboo-icu
Valued Contributor

Re: Applying for Discover It - Low credit score

That is truly impressive! Wow.

 

Yay you!! 

  


Message 3 of 19
Anonymous
Not applicable

Re: Discover It approval - Low Credit Score

That’s a very nice starting line on that score. Discover wants a special place in your wallet.

Congrats.
Message 4 of 19
Anonymous
Not applicable

Re: Discover It approval - Low Credit Score

Congratulations. Impressive SL....Smiley Happy

Message 5 of 19
ShatteredK
Regular Contributor

Re: Discover It approval - Low Credit Score

Nice congratulations that's a great SL!
.:: AmEx Gold Delta | AmEx Blue Cash | Citi AAdvantage | Chase Amazon Prime Signature Visa | Wells Fargo Platinum::.
02.15.18:
Today:
Message 6 of 19
CreditCuriosity
Moderator Emeritus

Re: Discover It approval - Low Credit Score

Congrats very impressive limit with discover and not to mention for that score..  Just another DP that shows Discover likes people with very little credit and they will reward you accordingly and are not score driven.

 

Edit: BTW welcome to the forums and please stick around and continue to learn Smiley Happy.

Message 7 of 19
AverageJoesCredit
Legendary Contributor

Re: Discover It approval - Low Credit Score

Wow, thats truely amazing. If i had tried that, Disco would have laughed at me but thankfully Disco is warming up to my advancesSmiley Wink.

Incredible job, now treat her right Smiley Happy
Message 8 of 19
Jerry45
Valued Contributor

Re: Discover It approval - Low Credit Score

Very Nice. Discover will look great on your CR

Message 9 of 19
Anonymous
Not applicable

Re: Discover It approval - Low Credit Score

Congratulations on your Disco approval!! Very nice SL

Message 10 of 19
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