They didn't offer me the 0 intro apr, but I expected that. I got a starting limit of $1,400, which is more than I expected.
According to CCT my EX is 646, 6% util, 2 inq, oldest account is 10 years, with an AAoA 4.2 years, and 2 years since my last late. I have 2 paid CO's, a paid collection, and 3- 30day lates, the most recent just aged over 2 years old.
I don't know what my EQ socres is, I believe Discover pulls them, but my reports should be the same on there other than inqs, which wouldn't be more than 4 if not less.
So in all I have:
CapOne Quicksilver One - $4000
VS - $1480
DiscoverIt - $1400
I might app for one more card this month, maybe, but that will be it. I'll garden and send my GW's for a long time.
Congrats on your Discover approval! It's my favorite CC!
|Total CL: $321.7k||UTL: 2%||AAoA: 7.0yrs||Baddies: 0||Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping|