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Discover It approval

Anonymous
Not applicable

Discover It approval

They didn't offer me the 0 intro apr, but I expected that. I got a starting limit of $1,400, which is more than I expected.

 

According to CCT my EX is 646, 6% util, 2 inq, oldest account is 10 years, with an AAoA 4.2 years, and 2 years since my last late. I have 2 paid CO's, a paid collection, and 3- 30day lates, the most recent  just aged over 2 years old.

 

I don't know what my EQ socres is, I believe Discover pulls them, but my reports should be the same on there other than inqs, which wouldn't be more than 4 if not less.

 

So in all I have:

CapOne Quicksilver One - $4000

VS - $1480

DiscoverIt - $1400

 

I might app for one more card this month, maybe, but that will be it. I'll garden and send my GW's for a long time.

Message 1 of 12
11 REPLIES 11
AzaleaB
Established Contributor

Re: Discover It approval

Congrats on your Discover approval! It's my favorite CC!


Starting Score: EX:570, 8/2011
Current
Scores(8/30/18):
EX08:850; EQ08:850,
TU08:847
Inqs(12 mo): EX/0, EQ/0, TU/0
Goal Scores: 800+
My Cards: BoA Rewards: 30K, Discover IT: 50K, Arrival : 13.3K, CDP: 30.1K, Amex PRG, Amex ED: 22.5K, Amex BCP: 20K, FU: 21K, CSR: 35K, Amazon Store: 20K, Macys:10K, Diners Club:40K
Message 2 of 12
GetMeSlick
Established Contributor

Re: Discover It approval

Nice card to grow with. I started with $750 in 2012 on Discover More. Now got $8500 on that. changed it to IT Card last year for double cb.
1/6/2023 FICO TU-840|EX - 838|EQ -840
Total Credit - $470K+
Starting Score: 640
Current Score: 840
Goal Score: 850


Take the myFICO Fitness Challenge
Gardening since Sep/2021
Message 3 of 12
Anonymous
Not applicable

Re: Discover It approval

congrats on the approval 

Message 4 of 12
Anonymous
Not applicable

Re: Discover It approval

Congrats on the approval !

Message 5 of 12
alextercero
Super Contributor

Re: Discover It approval

Congrats

Current Credit Cards


Currently rebuilding as of (May 2021)

Current Fico Scores 8: (September 2023)

Credit Age:

Inquiries:

Message 6 of 12
Anonymous
Not applicable

Re: Discover It approval

congrats to you!!

Message 7 of 12
Anonymous
Not applicable

Re: Discover It approval

congrats! I just got approved for Discover IT recently too for 11.5K. I haven't received the cc though. I'm excited. Smiley Happy

Message 8 of 12
RonM21
Valued Contributor

Re: Discover It approval

Congrats on Discover. Good card.


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 9 of 12
CountryLivin
Valued Contributor

Re: Discover It approval

Congratulations! Discover is a good card to have!

Message 10 of 12
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