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Discover It!!!

UUicked
New Contributor

Discover It!!!

Posted earlier about my first real cc approval by getting 2k with Amex. App after that for Amazon store card and got 5k after recon. Just said the heck with it and tried my luck on Discover figuring it was a no then I would stop. Approved for 2k!!

Thrilled to say the least! 1% utilization, 5 year 1 month AAoA (until all these new cards hit) and only late payments were over 4 years ago (120 day lates on a student loan that defaulted and is almost done being rehabbed).

$10,700 CL now on al cards
FICO 8 Eq 672 / TU 686 / Ex 669.

Seriously, now I'm done with the apps! My inquiries are now 3 EQ, 3 TU, 3 EX (assuming Disco pulled EQ and EQ only).
Message 1 of 8
7 REPLIES 7
AverageJoesCredit
Mega Contributor

Re: Discover It!!!

Wow, very nice! With a Disco , Amex, and your amazon, your low inquiries, when you come out of the garden you will be in awesome shape!. Great pickups you should have fun watching them growSmiley Happy
Message 2 of 8
Klad
Regular Contributor

Re: Discover It!!!


@UUicked wrote:
Posted earlier about my first real cc approval by getting 2k with Amex. App after that for Amazon store card and got 5k after recon. Just said the heck with it and tried my luck on Discover figuring it was a no then I would stop. Approved for 2k!!

Thrilled to say the least! 1% utilization, 5 year 1 month AAoA (until all these new cards hit) and only late payments were over 4 years ago (120 day lates on a student loan that defaulted and is almost done being rehabbed).

$10,700 CL now on al cards
FICO 8 Eq 672 / TU 686 / Ex 669.

Seriously, now I'm done with the apps! My inquiries are now 3 EQ, 3 TU, 3 EX (assuming Disco pulled EQ and EQ only).

Here you go again.. Congrats.. time for some gardening now..

FICO EX 748, EQ 752, TU 746| Total CL $209,000| INQ EX 7, EQ 6, TU 5:12 Months EX 5, EQ 5, TU 4| AAoA 20 months
CSR $29000Schwab PlatinumCIP $10000PRGAviator Red $8000Pathfinder Rewards $5000Merril+ $15000Merril+ $5000
Double Cash $8800Premium Rewards $20000BCP $34500CF $8000ED $16300Discover $8900Cash Rewards $5500Arrival $15000Macys $20000
Message 3 of 8
cgardencredit1
Established Contributor

Re: Discover It!!!

Very nice. Congrats. 

Fell of the wagon -- Gardening starting again 2/25/18- ???
Message 4 of 8
Djgrolyos
Valued Contributor

Re: Discover It!!!

Congrats! (Disco pulls EX for me)
FICO 09 TU= 787 (Aug) EQ= 774 (Aug) EX= 801 (Aug) Favorites: Citi DC, AMEX Gold and U.S. Bank Cash+
Message 5 of 8
JustBPatient
Established Contributor

Re: Discover It!!!

Way to go!!  Congrats

Amex Gold =Amex ED 20k = Amex BCP 14k = Amex SPG Lux 2k = Arrival 2k = Ring 14k = BOA 321 30k = BOA BBR 10k = CSR 25k = Freedom 10k = Citi Simplicity 9k = Citi DC 5k = Citi DP 3k = DCVR IT 16k = DCVR IT(2) 10k = CAP1 QS 15k = NFCU CR24k/AE25k/CLOC 15k = BBVA 14k = Wells Plat. 5k = (2) US Bank Cash+ 13k, 18k = PenFed 17k

FICO scores TU 764 EX 739 EQ 745
Message 6 of 8
UUicked
New Contributor

Re: Discover It!!!

Thanks everyone! As an update, MyFICO updated today for the inqs. I was wrong, I had one EQ and now Disco hit EQ. I had 3 TU so now with Amazon I have 4. I had 2 EX and now with Amex I have 3. August I will have one fall off each report since Cap1 pulled all 3. Maybe in a year or so I'll start researching what other cards I should be applying for.

Thank you again to everyone!
Message 7 of 8
DavioKanuri
Established Contributor

Re: Discover It!!!

That's Good News. Congratulations on your approval. Enjoy your new SL and use it wisely!
OpenSky®VSA: $375 | First ProgressMC: $404 | CapOneMC: $605 | CapOneQSMC: $2350 | Cabela'sVSA: $4000 | Barclaycard® RewardsMC: $20000 | BlazeMC: $2000 | First SavingsMC: $1500 | LegacyVSA:$1750 | AMEX BCP®: $9000 | AMEX Hilton Honors™: $6000 l Discover: $5300 | Chase Freedom: $4800 | Chase SLATE: $3800 | CSP®: $7000 | United MileagePlus®: $7000 | Amazon RewardsVSA: $4800 | Old Navy: $4500 | Gap: $4500 | Banana Republic: $4500 | Walmart: $10000 | SamsClub:$10000 | AEO®VSA: $8000 | TJX MC: $6000 | Amazon: $4000 | Belk: $5000 | Macy's: $20000 | J.Crew: $3000 | Overstock: $6200 | SMG VSA: $3800 | Abercrombie: $2100 | Express: $2900 | Buckle: $2500 | Kay: $6750 | PayPal: $3520 | Citi® / AAdvantage® Platinum: $16000 ***FICO08 as of: Dec 19th 2017-EX: 731 | EQ: 727 | TU: 756***



Message 8 of 8
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