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Very nice CLI, congratulations!
Wow! Great bump! Congrats! From 750 to 34K too!
Congrats! That's great. Discover is definitely my favorite.
Congrats!! I was approved for the Discover It card in February 2016.... hopefully I can be in the $30k club in 3 years too!!
Thanks Poppa, Humu, Azalea, Brett, and GDanzy!
Some usage, decent score (720+) and Discover's going to shower you with good CLIs.
Very belated congrats! Awesome stuff!
I received Discover yesterday and have been reading CLI posts for inspiration lol.
@Ghoshida wrote:So I was playing with my Excel sheet containing all my credit cards, and wondering which cards were coming close to their 91-day / 181-day marks for asking another CLI.
Discover had just bumped me from $25k to $28k on 14 Feb 2016 (now that's some V-day love) and generally I don't get anything before at least 3 months are over with the new CL. It was my top single CL before the Cap One card combo made my QS $29k.
But my Discover FICO updated yesterday (770 because I refuse to play micromanage with zero balance), and I thought, what's the harm in hitting the button! Also, the $29k was reporting.
So I hit it, and it came back with the "Under review for 2 days etc. etc." message. Generally, this would mean that the button would go away for a few days before everything goes back to square one.
Not this time.
Logged in to find that my CL is now $34k. A $6k jump, my biggest with Discover (or any non-AMEX card) so far.
Yay!
Some info: Last month balance approx $700, PIFed this month and new statement will be approx $600.
I was carrying a $2.5k balance to make use of my 2nd term 0% APR which I paid off right after I got my last CLI. The 0% was to get over this month.
how does one get a 2nd term 0% APR? i'm hoping it's for PURCHASES and not BT. mine (1st yr) is about to expire. :/
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
@Anonymous wrote:Very belated congrats! Awesome stuff!
I received Discover yesterday and have been reading CLI posts for inspiration lol.
Thanks. You need to wait 3 months (at least) but from then on you can get some good stuff.
Enjoy the 5% on dining and hopefully you got the 2x rewards for first year so it'll be 10%. If you redeem your cashback for useful giftcards then you can double that as well, but make sure you're getting something of value.
@RM21 wrote:
OP congrats on the increase! You have a nice limit!
Thanks !