Discover Mega CLI

[Anonymous]

Very nice CLI, congratulations!

[AzaleaB]

Wow! Great bump! Congrats! From 750 to 34K too!

[Anonymous]

Congrats!  That's great.  Discover is definitely my favorite.

[Anonymous]

Congrats!! I was approved for the Discover It card in February 2016.... hopefully I can be in the $30k club in 3 years too!!  

[Ghoshida]

Thanks Poppa, Humu, Azalea, Brett, and GDanzy!

Some usage, decent score (720+) and Discover's going to shower you with good CLIs. 

[Anonymous]

Very belated congrats!  Awesome stuff!  

I received Discover yesterday and have been reading CLI posts for inspiration lol.

[Anonymous]

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@Ghoshida wrote:

So I was playing with my Excel sheet containing all my credit cards, and wondering which cards were coming close to their 91-day / 181-day marks for asking another CLI.

Discover had just bumped me from $25k to $28k on 14 Feb 2016 (now that's some V-day love) and generally I don't get anything before at least 3 months are over with the new CL. It was my top single CL before the Cap One card combo made my QS $29k. 

But my Discover FICO updated yesterday (770 because I refuse to play micromanage with zero balance), and I thought, what's the harm in hitting the button! Also, the $29k was reporting.

So I hit it, and it came back with the "Under review for 2 days etc. etc." message. Generally, this would mean that the button would go away for a few days before everything goes back to square one.

Not this time.

Logged in to find that my CL is now $34k. A $6k jump, my biggest with Discover (or any non-AMEX card) so far. 

Yay!

Some info: Last month balance approx $700, PIFed this month and new statement will be approx $600.

I was carrying a $2.5k balance to make use of my 2nd term 0% APR which  I paid off right after I got my last CLI. The 0% was to get over this month.

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how does one get a 2nd term 0% APR? i'm hoping it's for PURCHASES and not BT. mine (1st yr) is about to expire. :/ 

[RonM21]

OP congrats on the increase! You have a nice limit!

[Ghoshida]

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@Anonymous wrote:

Very belated congrats!  Awesome stuff!  

I received Discover yesterday and have been reading CLI posts for inspiration lol.

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Thanks. You need to wait 3 months (at least) but from then on you can get some good stuff.

Enjoy the 5% on dining and hopefully you got the 2x rewards for first year so it'll be 10%. If you redeem your cashback for useful giftcards then you can double that as well, but make sure you're getting something of value.

[Ghoshida]

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@RM21 wrote:
OP congrats on the increase! You have a nice limit!

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Thanks !