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Discover Mega CLI

Ghoshida
Valued Contributor

Discover Mega CLI

Update in latest post (below #33) : new CL $40k. (25 May 2016)

 

-—————

 

So I was playing with my Excel sheet containing all my credit cards, and wondering which cards were coming close to their 91-day / 181-day marks for asking another CLI.

 

Discover had just bumped me from $25k to $28k on 14 Feb 2016 (now that's some V-day love) and generally I don't get anything before at least 3 months are over with the new CL. It was my top single CL before the Cap One card combo made my QS $29k. 

 

But my Discover FICO updated yesterday (770 because I refuse to play micromanage with zero balance), and I thought, what's the harm in hitting the button! Also, the $29k was reporting.

 

So I hit it, and it came back with the "Under review for 2 days etc. etc." message. Generally, this would mean that the button would go away for a few days before everything goes back to square one.

 

Not this time.

 

Logged in to find that my CL is now $34k. A $6k jump, my biggest with Discover (or any non-AMEX card) so far. 

 

Yay!

 

Some info: Last month balance approx $700, PIFed this month and new statement will be approx $600.

I was carrying a $2.5k balance to make use of my 2nd term 0% APR which  I paid off right after I got my last CLI. The 0% was to get over this month.

 

Message 1 of 44
43 REPLIES 43
baller4life
Super Contributor

Re: Discover Mega CLI

Yaaaaaaassss Congratulations!!! That's fantastic!! Smiley Happy
Message 2 of 44
Ghoshida
Valued Contributor

Re: Discover Mega CLI


@baller4life wrote:
Yaaaaaaassss Congratulations!!! That's fantastic!! Smiley Happy

Thanks Baller! (Resident Disco Expert Smiley Very Happy )

 

There's some gravy around still Smiley Happy 

 

It's going to be 3 year old next month. Has come a long way from its $750 SL!

Message 3 of 44
FinStar
Moderator

Re: Discover Mega CLI

That is an amazing Discover CLI Ghoshida!!!  Congratulations!

Message 4 of 44
Ghoshida
Valued Contributor

Re: Discover Mega CLI


@FinStar wrote:

That is an amazing Discover CLI Ghoshida!!!  Congratulations!


Thanks FinStar!

 

Discover's been nice to me.

Message 5 of 44
fullstackdev
Frequent Contributor

Re: Discover Mega CLI

Congrats on your nice increase!
Mar 2017: EQ 733 80 INQ | TU 768 42 INQ | EX 755 80 INQ || AMEX PRG | AMEX BGR | USAA Rewards VS $17K | USAA NAMF AMEX $15K | SECU Visa $10K | Cap1 V1 (AU) $45.75K | AMEX BCE (AU) $10K | Marvel MC $25K | Walmart MC $10K | Freedom $12.2K | USAA Cash Rewards VS $18K | Walmart SC $25K | PENFED CR $9K | AMEX EDP $24K | Banana Republic SC $10K | MECU $10K | Amazon SC $25K | Barclays Apple Rewards $10K | J. Crew $13.6K | Cap1 PlayStation $3K | Cap1 QS1 $2.6K | Business: AMEX Green NPSL | AMEX SimplyCash $2K | AMEX Blue for Business $3K | Cap1 Spark Visa $7.5K | Amazon Rev. $2.5K | Amazon PIF (No PG) $1K | Walmart (No PG) $2.5K | Chase Marriott Business $30K | Chase Ink $14K
Message 6 of 44
Credit_Cash
Regular Contributor

Re: Discover Mega CLI

OP I want to be like you when I grow up Woman LOL

TCL: 121K

FICO AS OF 04/04/16 EQ: 767 TU: 771 EX: 735
Message 7 of 44
CreditMagic7
Super Contributor

Re: Discover Mega CLI

THERE IT IS AGAIN.

 

Another Motherload!!! Smiley Very Happy

 

Congrats.gif

Message 8 of 44
jtfan80
Frequent Contributor

Re: Discover Mega CLI

Welcome to the 30k club and congrats.

 

I sat at 33.5 for a while thinking it was absurdly high and hit again for 39.5 don't be afraid to go again in a few months!

 

TU 792 3/5/16 - 6 inquires
EQ 829 (Bankcard 08, score out of 900) 2/21/16 - 3 inquiries
EX 807 2/25/16 - 3 inquires

Discover IT 46K == Amex BCE 24K == Citi Double 20.9K == Chase Freedom 3.5K == Ring 22k == USAA Rate Advantage (8.4%) 17K == US Bank Cash+ 7.5K == BOA BBR 8K
Message 9 of 44
Kuma
Established Contributor

Re: Discover Mega CLI

Congrats!
My score actually went down about 18 points because of balance/recent inq and i got my second discover cli of 4k. Started at 1.5k a year ago. Now 16.5 and my highest card by a good chunk.
03/09 EX- 701 TU- 716 EQ- 684 || 12 Mnth Inq EX- 3 TU- 1 EQ- 4
Last late Payment Feb '14(180 Days) || Oldest ACC- 4 Yrs
AAOA- 1.8 years || Total CL 84k || Goal: 700 across the board


Message 10 of 44
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