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Discover Mega CLI

morgacj2004
Valued Contributor

Re: Discover Mega CLI

Nice!  Beats my 91 day $500 CLI. Never less never more!  


AX Hilton Aspire 20k, AX Bonvoy Brilliant 15k, AX BCP 2k, AX Blue Bus Cash 15k, AX Delta Air Platinum 49k, (AU) AX Delta Gold 15k, AX Amazon Prime Bus 25k, BC Uber 29k, AKUSA FCU -10k , CITI AAdvantage Exec World Elite MC 16.5k, Discover (2) 16k, Kohls-4k, VS Comenity $3k, BofA AK Air Siggy 9.8k, WF Propel AX 5k, JCP $10k PFCU Plat Rewards Siggy 39.5k, PFCU Power Cash Rewards AX 10.5k, NFCU Flagship 50k, CLOC 15k, CITI Costco 9.5k, GAP VISA Synchrony $9k,Target MC 9k, Ulta MC Comenity 9k, Pay Pal 1k, CO Venture One 23k, US Bank Radisson Rewards Signature 10k, US Bank Fred Meyers World MC, 11k, US Bank Plat VISA 15.7k, VS Comenity 2k, 240k total available credit. Utiliz-2%, Current FICO EQ-724, EX 763,TU 802 ,Chapt 7 BK D/C 11-2012. Starting scores 520-550
Message 41 of 44
lord_kinbote
Established Contributor

Re: Discover Mega CLI


@Ghoshida wrote:

Time to update this:

 

It's been 2 months since my last CLI. 

 

I requested a CLI one month earlier and got the "not enough experience" letter.

 

But I pressed the button again on Sunday and got some action today.

 

@Ladies and gentlemen, allow me to present to you, my one and only, Discover It Pride @ $40k.

 

FICO according to Discover on the 23 May 2016 statement is 763. Statement balance a little over $800.

 

Edited to add: declared income a little over $50k, no installment account, last HP in January 2016, AAoA 2.2 years, utilization 3% across the board.


Congrats!  Question, how much spend do you put through Discover each month?  My income is 125k, FICO TU is 775 and I can't get over 29.3.  I always get "not enough experience at this leve"l, etc.  I got a bump about a month ago, but it was an insignificant 500 dollars.  I am guessing my issue is because I don't use the card that much.

Message 42 of 44
Ghoshida
Valued Contributor

Re: Discover Mega CLI


@Esalas wrote:

Congrats and thanks for the updates. Super nices increases.


Thanks Esalas!

 

 


@NeverTooLate wrote:
Fantastic! Super inspired!!

Thanks NeverTooLate! It's never too late to get Discover CLIs Smiley Very Happy

 

 


@The_Gazelle12 wrote:
Awesome! Yep, gravy train seems to be back!

Thanks The_Gazelle12!

 

Not sure if it's a gravy train, but I love rolling!

 

 


@morgacj2004 wrote:

Nice!  Beats my 91 day $500 CLI. Never less never more!  


Well, I went without a CLI for almost a year, and in between I had to take a HP for my first CLI. There were a lot of $1.5k increases before the big ones started flowing.

You'll get those too!

Message 43 of 44
Ghoshida
Valued Contributor

Re: Discover Mega CLI


@babson wrote:

@Ghoshida wrote:

Time to update this:

 

It's been 2 months since my last CLI. 

 

I requested a CLI one month earlier and got the "not enough experience" letter.

 

But I pressed the button again on Sunday and got some action today.

 

@Ladies and gentlemen, allow me to present to you, my one and only, Discover It Pride @ $40k.

 

FICO according to Discover on the 23 May 2016 statement is 763. Statement balance a little over $800.

 

Edited to add: declared income a little over $50k, no installment account, last HP in January 2016, AAoA 2.2 years, utilization 3% across the board.


Congrats!  Question, how much spend do you put through Discover each month?  My income is 125k, FICO TU is 775 and I can't get over 29.3.  I always get "not enough experience at this leve"l, etc.  I got a bump about a month ago, but it was an insignificant 500 dollars.  I am guessing my issue is because I don't use the card that much.


As I said, I spent a little over $800 last statement. Over the past 12 months, my average monthly spend has been around that level. Not sure why they won't give you more.

Message 44 of 44
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