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Discover Pre-Approval worked

awg420
Regular Contributor

Discover Pre-Approval worked

Discover Pre-Approval for the IT card worked for a CL of $2000. Applied for the AMEX BCE one week ago and was approved for that as well with a CL of $1500. Got the Chase Freedom Unlimted a month ago with a CL of $1500 too. Now the question is how long to wait before the next one.

Message 1 of 15
14 REPLIES 14
doinit1
Valued Contributor

Re: Discover Pre-Approval worked

Congratulations on all of your approvals!! All 3 approvals are with great banks too....knowing what I know now, I would let these babies grow with use and on time payments. Not telling you what to do but I would give it at least 6 months before applying for anything else...good luck to you and again...CONGRATULATIONS on your awesome approvals!!.....Smiley Happy

 

EDIT: Don't forget to attempt a 3x CLI with AMEX at or after 61days after you were approved!!

American Express Business Gold(NPSL 10k) Chase CSP (25k) BofA CR Siggy (20.8k) BofA BBR (22.1k) Amex BCP(4.1k) Overstock (21.1K) Lowes (17K) NFCU CLOC (15K) NFCU VS Cash (15K) Care Credit (15k) J Crew( 11.9k)Venture WMC (10.25k) Amex Everyday (1k) Chase Slate (10k) Walmart MC(10k) BB Visa (10k) Discover(4.5k☝️) PayPal Cashback Mastercard (8k) Chase FU (7.4k) Citi AAdvantage Gold World Elite (9.5K) Citi Double Cash (8.5k) Fidelity® Rewards Visa Signature® Card (6.5K) PenFed PCR (5K) PayPal Credit (4550)Discover (500✌️) Kohls (3k) Chase Freedom (1500)

Mortgage May 2017 - 2 auto loans (1 PenFed and 1 Navy) Aug 2018=98K
Gardening until June 2021

FICO 8 Scores EX 700 EQ 696 TU 703
AAOA 5.2yrs TCL=268,700
Message 2 of 15
AverageJoesCredit
Community Leader
Mega Contributor

Re: Discover Pre-Approval worked

Big 3 impressive, well doneSmiley Happy
NN7! Fico math 1 HP = 20 CG LIEr Club Plankowner
Message 3 of 15
Caliber
Established Member

Re: Discover Pre-Approval worked

Congrats!  My pre-approval for Discover worked today as well.


EX 647 7/2017
TU 634 7/2017
EQ 643 7/2017

Message 4 of 15
GetMeSlick
Established Contributor

Re: Discover Pre-Approval worked

Awesome 3 bank cards. congrats.

3/5/2021 FICO TU-830|EX - 836|EQ -832
Total Credit - $300K+
Starting Score: 640
Current Score: 836
Goal Score: 850


Take the myFICO Fitness Challenge
Gardening since June/2020
Message 5 of 15
schsa210
Established Contributor

Re: Discover Pre-Approval worked

Congrats on your approvals!

 

@awg420 & Caliber, did you receive the pre-approval via snail mail or on the website under offers?  If the website, do you recall the verbage?

 

 

~buried myself in the garden~
Message 6 of 15
Caliber
Established Member

Re: Discover Pre-Approval worked

I had received a couple offers snail mail and I never tried it. So when someone suggested a Disco secured I hopped over to the website. Under offers it showed a Chrome for students even though I selected not a student. Offer was 0% for 6 months and then 13-23% variable. I applied and it gave me the option to select employed instead of Student. They came back with a counter offer at 23% and I took it.

EX 647 7/2017
TU 634 7/2017
EQ 643 7/2017

Message 7 of 15
schsa210
Established Contributor

Re: Discover Pre-Approval worked

@ Caliber

 

Nice!

 

I've read on a few postings where people had said its all in verbage when you check for pre-qualified offers on discover's website.  If it gives you a solid apr, then its a good offer, but if it gives you a range of apr's, then its just a basic offer.  Glad it worked out for you and congrats on your approval.

~buried myself in the garden~
Message 8 of 15
Khalifa_Jayy
Contributor

Re: Discover Pre-Approval worked

Congrats! That's gotta feel good!
Message 9 of 15
sonicchris8
Regular Contributor

Re: Discover Pre-Approval worked

Congrats on those nice approvals!

Starting scores: 538 EQ, 552 TU, 520 EX Current scores (11/18/20): 640 EQ 638 TU 654 EX
Message 10 of 15
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.