Discover Prepprovals -- UPDATE -- Approved!

[CivalV]

Okay.. I have not been preapproved for a card since securing my previously unsecured Cashback card in 2018.. My secured card unsecured a few months after to @$2k... It has not increased since the conversion, so I believe the card is stuck .. 

BUT I was approved for my two Amex cards *what a miracle* & now preapproved for all of discovers cards with an APR of 22% which is extremely high, the highest APR which gives me the feeling that my SL will be low..

Anyone have APR rate & SL comparisons for me? I am really curious. I would love to add the Cashback 5% categories & 0% apr for 14 months but I also would love to add the Miles card in combination with my Amex Skymiles Plat for travels. 

Scores are 709, UTL is at 25% 

[CivalV]

Opened my Discover secured card in 2018. It unsecured after 6 months to $2K.. Since it unsecured I have gotten 0 CLIs auto/upon request. Guess who just got approved for Discover Miles card with an SL of $5500!! SHOCKER. I was super nervous that I would get a low SL.. 

2020-2021- I leased a 2020 Mazda CX-5 back in July without a cosigner, approved for a personal loan of $20K & approved for my first two Amex cards while also receiving CLIs on most of my accounts. Things are headed in the right direction. Now that my scores are high and I have closed subprime cards, I will be working on my mortgage scores. No more apps, only SP CLIs for the next year! 

[CivalV]

I decided to go for it. We only live once lol 

Approved for the Discover Miles 0% apr for 14 months, $5500 SL.. I am extremely content with my profile now 

[AllZero]

Congratulations on your approval!

[M_Smart007]

---

@CivalV wrote:

I decided to go for it. We only live once lol 

Approved for the Discover Miles 0% apr for 14 months, $5500 SL.. I am extremely content with my profile now 

---

@CivalV, Congratulations on your Miles approval!

You can chat or call for an APR reduction down the road. (once the 0% runs out)

[Anonymous]

Congrats on your approval!

[krisssmmm]

Congrats!!

[Doodlebug30]

Congrats on a great approval @CivalV ! Nice SL too!! 

[coreyb80]

Congrats on the approval!

[Anonymous]

Congrats, glad Miss Disco was willing to show the love!