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Congrats! Im glad the recon worked for you
So glad you posted this! I know this is a really late response, but I was just declined for the Discover IT card after a HUGE myFICO score jump across the board. Now I'm at 692 EX per myFICO. The very non english speaking lady at the phone number I was told to call online, said I needed a joint person to be approved as well. Just gave me the courage to call their recon department tomorrow and hopefully get approved. Wish me luck!
Good work, sir
Congrats bro! Garden well!
@jbhems503 wrote:So glad you posted this! I know this is a really late response, but I was just declined for the Discover IT card after a HUGE myFICO score jump across the board. Now I'm at 692 EX per myFICO. The very non english speaking lady at the phone number I was told to call online, said I needed a joint person to be approved as well. Just gave me the courage to call their recon department tomorrow and hopefully get approved. Wish me luck!
Good luck!! Definitely worth another try!
@Blackrv7 wrote:Treat your success with respect and you will be rewarded down the road. It's not a sprint, be in it for the long haul. Congrats!!
this 🙌
Yup, didn't work. Spoke to two people at their backdoor number with a no go. They wouldn't budge. Hell, they wouldn't even explain the exact reason why I was otherwise denied. They said it was too many inquiries one time, and I explained that the only inquiries I had within twelve months was 6, with only two approved, and one of those was cancelled within two days because I got approved for the QS card with CO.
Second person just didn't give me a reason period. I asked him to walk through my credit report so he could explain why, he told me he couldn't do that. Is this true? Should I call back tomorrow and ask for their supervisor? I even asked who could I speak with to walk through my credit report with me, all he said was, "Sir, no one here can do that. You would have to request a free copy of your credit report." Well no der sherlock I know that. Like really? When Chase denied me in November, he walked through every single bit of information on my credit report. So I know they have GOT to be lieing.