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Discover Secured Graduated.. and woah nelly, did it graduate

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Valued Member

Discover Secured Graduated.. and woah nelly, did it graduate

Hey board members!  

  

So my 7th statement cut on my secured Disco card (SL $200) on April 11th. For the last 4 days I've been reading every data point and thread I could find about their graduation process and there were a lot of people who graduated the 2nd day after their 7th statement, not many on the 3rd, and then a bunch more on the 4th day even on Sundays. So I was starting to lose a little hope since, despite my clean credit profile (albeit young), the 4th day came around, granted it was yesterday, and no movement on my account at all.  

  

Then today, 5 days after my 7th statement, I opened up my app and oof, $1800 CLI to $2000. Still no email, but I feel like Disco was teasing me a little by making me wait and then decided alright, give him his modest CLI and deposit back. Smiley LOL I also hit the CLI button and punched my info in, but no dice there and that doesn't surprise me so much. At this point I'll probably drop my CO Plat Secured card since it's more than served its purpose and Disco will get more attention.

Amex Everyday $10,000 | Amex Blue Cash Everyday $3600 | Amex Delta Gold $1000 | BBVA Compass Clearpoints $4200 | Discover It $2000 | Amazon Store Card $3000 | Amex Cash Magnet $1600 | Citi Double Cash $2000
9 REPLIES 9
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Valued Contributor

Re: Discover Secured Graduated.. and woah nelly, did it graduate

Congratulations on the Disco graduation and awesome CLI to go with it!!

State Farm Rewards (3,000) ~ Marvel MC (8,000) ~ PenFed Power Cash (10,000) ~ PenFed Promise (1,000) ~ PenFed OLOC (500) ~ Discover ($1,100) ~ Citi DC (2,200) ~ NFCU cashRewards (6,200) ~ NFCU Platinum (2,700) ~ NFCU CLOC (15,000) ~ Venture (10,300) ~ DCU Visa (5,000) ~ Chase Freedom (3,000) ~ Amex Hilton Honors (5,000) ~ Amex SPG (1,000) ~ Amex BCE (1,000) ~ Care Credit (15,000)
Current Scores (6/6/18): 697 Transunion, 659 Equifax, 674 Experian
Message 2 of 10
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Community Leader
Super Contributor

Re: Discover Secured Graduated.. and woah nelly, did it graduate

Congrats on the graduation and nice bump in limit there!

2020 is like a steak cooked well-done that needs to get out of my face. - @imapharmacygirl
Message 3 of 10
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Established Contributor

Re: Discover Secured Graduated.. and woah nelly, did it graduate

congrats nice bump!





Message 4 of 10
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New Contributor

Re: Discover Secured Graduated.. and woah nelly, did it graduate

Congrats more people seem to have better luck 91 days after unsecuring
Message 5 of 10
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Senior Contributor

Re: Discover Secured Graduated.. and woah nelly, did it graduate

congrats

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
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Valued Member

Re: Discover Secured Graduated.. and woah nelly, did it graduate


@cosmicblight wrote:
Congrats more people seem to have better luck 91 days after unsecuring

I'll keep this in mind. Will write it down in my phone notes so I don't forget to try it out.

Amex Everyday $10,000 | Amex Blue Cash Everyday $3600 | Amex Delta Gold $1000 | BBVA Compass Clearpoints $4200 | Discover It $2000 | Amazon Store Card $3000 | Amex Cash Magnet $1600 | Citi Double Cash $2000
Message 7 of 10
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Frequent Contributor

Re: Discover Secured Graduated.. and woah nelly, did it graduate

That's a pretty nice Graduation present, Congrats!

IMG_2701.jpg

Message 8 of 10
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Valued Contributor

Re: Discover Secured Graduated.. and woah nelly, did it graduate

Well that was nice! Congrats!!



FICO 8 Scores EQ 704 / Goal 750, EX 706 / Goal 750, TU 724 / Goal 750

FICO 9 Scores EQ 726 / Goal 750, EX 683 / Goal 750, TU 726 / Goal 750
Message 9 of 10
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New Contributor

Re: Discover Secured Graduated.. and woah nelly, did it graduate

Nice!  My Discover is going to have its 7 month statement next month and I hope to move to a better credit line and an unsecured card like you did.  

Discover It $2300
AMEX BCE $20000
October 2019 FICO 8 Experian-757
AAOA 1.8 years
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