cancel
Showing results for 
Search instead for 
Did you mean: 

Discover Secured Graduation and Discover It CLI!!!!!

GentMAB
Contributor

Discover Secured Graduation and Discover It CLI!!!!!

Checked my accounts on Discover this morning and low and behold my Secured card graduated and got a CLI and now my credit limit is $2000.  Also they gave me an auto CLI on my Unsecured It Cashback card for $500 making it a total limit of $1000.  Thank you to all in the forums for the advice and information!    

Starting Scores: 470 Experian 510 Equifax 498 Transunion 06/13/17
Current Score: 648 Experian 610 Equifax 610 Transunion 8/03/19
Goal Score: 700+ FICO 8

Discover It Chrome = $1,400; NFCU GO Rewards Visa - $2,000; Dell Preferred Account - $1,500; Merrick Bank - $2,200; Discover It = $1,000; NFCU cashRewards Mastercard - $2,000; Avant Credit Card - $750; Credit One Bank - $700; SDFCU Platinum Visa - $500; Victoria's Secret - $250; NY&Co - $250; Justice Card - $250; Amazon Store Card Credit Builder - $100; Apple Card - $250; Montgomery Ward - $500; PenFed OLOC = $500; Navy FCU CLOC = $2,500
Message 1 of 12
11 REPLIES 11
clark_d_shark
Established Contributor

Re: Discover Secured Graduation and Discover It CLI!!!!!

Congratulations on the Graduation and CLI! 

Fico Scores as of March 2020 TU (739) EX (748) EQ (776)



Message 2 of 12
AverageJoesCredit
Mega Contributor

Re: Discover Secured Graduation and Discover It CLI!!!!!

OutstandingSmiley Happy
Message 3 of 12
19eighty5
Senior Contributor

Re: Discover Secured Graduation and Discover It CLI!!!!!

Congratulations on your graduation and CLI! How many statements did it take for your secured card to graduate?

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Mar 2020):EX- 689, TU- 665, EQ- 670
What's in my wallet:



On the chopping block:

Message 4 of 12
GentMAB
Contributor

Re: Discover Secured Graduation and Discover It CLI!!!!!


@19eighty5 wrote:

Congratulations on your graduation and CLI! How many statements did it take for your secured card to graduate?


So technically this 6th statement but my seventh month, when I changed my due date a little while ago it made one statement go from Apr 26 to Jun 2nd vs May 26. This is a few days after the statement cut on the 2nd.  


@19eighty5
Starting Scores: 470 Experian 510 Equifax 498 Transunion 06/13/17
Current Score: 648 Experian 610 Equifax 610 Transunion 8/03/19
Goal Score: 700+ FICO 8

Discover It Chrome = $1,400; NFCU GO Rewards Visa - $2,000; Dell Preferred Account - $1,500; Merrick Bank - $2,200; Discover It = $1,000; NFCU cashRewards Mastercard - $2,000; Avant Credit Card - $750; Credit One Bank - $700; SDFCU Platinum Visa - $500; Victoria's Secret - $250; NY&Co - $250; Justice Card - $250; Amazon Store Card Credit Builder - $100; Apple Card - $250; Montgomery Ward - $500; PenFed OLOC = $500; Navy FCU CLOC = $2,500
Message 5 of 12
VoltronM
Senior Contributor

Re: Discover Secured Graduation and Discover It CLI!!!!!

Congrats on CLI

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 6 of 12
n_la
Frequent Contributor

Re: Discover Secured Graduation and Discover It CLI!!!!!

Congratulations! Very nice pickups!

06.2019

03.2018

NFCU CLOC: $15,000
Message 7 of 12
Xiang182838
Established Contributor

Re: Discover Secured Graduation and Discover It CLI!!!!!

Congratulations on the Graduation and CLI!!!  Smiley Very Happy




Message 8 of 12
MartyWrite75
Established Contributor

Re: Discover Secured Graduation and Discover It CLI!!!!!

Wow!  Congratulations on your graduation to unsecured and CLI!! 

June 2021: Experian 710 Equifax 701 Transunion 723


Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS1: $4,100 || Discover It: $3,400 || Cap One Walmart: $600 (Sock drawer) || AMEX BCP: $1,000 || Amazon Prime Store Card: $6,000 || Overstock Store Card: $6,050 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $2,000

Wishlist Cards:
Citi Double Cash || Paypal Mastercard || Cap One Savor

Gardening from 03/18/2021 to 04/18/2023 (ideally)
Total Utilization: 10%
Message 9 of 12
yaya2772
Contributor

Re: Discover Secured Graduation and Discover It CLI!!!!!

How long have you had the unsecured it? How many statements before your auto CLI? 

Message 10 of 12
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.