Discover - Shocking Credit Line...

[Gregory1776]

Can I borrow 1800?😛😛😛

[Gregory1776]

Share your spending habits with us? Thanks!

[Anonymous]

Shocking indeed. Congratulations! I was blown away with my 32.5k. lol I am obviously not even to the penthouse on this one. 

[EW800]

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@AverageJoesCreditwrote:
Congrats, thats a Cypress Hill limit I think you need to set the goal to get it to 70k flat 

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I will admit that when I saw the $69.7K, $70K did cross my mind.  I know it is best for me to leave well enough alone, but who knows down the road. 

[EW800]

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@Gregory1776wrote:

Share your spending habits with us? Thanks!

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In regard to my spend, that is one of the reasons that I was expecting a denial.  Other than a $450 charge that I did at an electronics store yesterday (that is why the available is showing less than the CL), I have only put about $100 or so a month on the card over the past few months.  A couple of years ago when Discover had the promo of doubling cash back (don't recall the name of that promo at the moment), it was pretty much my go-to at the time and it got a LOT of use.  Since then, not so much.   

Not sure if this is a continuing factor or not, but I always pay the full bill completely before the statement cuts, so that the credit reports are showing $0.  

[Gregory1776]

Discover is so weird....🤦🏽‍♂️🤦🏽‍♂️

[gdale6]

Whoa, one heck of a CL, grats.

[EW800]

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@gdale6wrote:

Whoa, one heck of a CL, grats.

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Thank you, gdale.  You are one of the people I owe this success to.  Not sure if you will remember or not, but you and few others were extremely helpful and supportive when trying to figure out my rebuild process.  I am extremely grateful.  I am pleased to report that the two major baddies are set to fall off around fall of this year, give or take with any EE luck.     Thank you once again!  

[EW800]

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@Anonymouswrote:

Congrats! What's the maximum for Discover credit limits?

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I am not sure what the maximum is with Discover.  I know there was someone on this forum a couple of years ago, or perhaps it was a friend of someone on the forum, that claimed to have a $130K limit, however I am not sure that there was ever anything presented to back that up.  

[CreditInspired]

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@EW800wrote:

My Discover Card CL had been at $63,700 for about the last six to eight months.  Just for the heck of it, over the weekend I hit the love button, fully expecting a denial.  I got the under review message, indicating it would be 2 or 3 business days for a decision.  

A few minutes ago, I was notified that I have been granted a CL of $69,700!    I was very surprised, as I do not have a perfectly clean credit report.  

I am curious what the highest Discover will go?  Have we seen above this range very often?

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Good Gawd Almighty!! Now that's a magnificent Credit Line. Congrats to you.