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Discover Woes? Not for average Joes!

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Community Leader
Mega Contributor

Discover Woes? Not for average Joes!

Ok, please be warned if you are looking for a massive cli thread approval, this is NOT the thread for you LOL please search Navy Federal haha.

Great Sunday everyone!. I know im supposed to stay away from cli requests as im residing in the garden for awile and wanted to wait til Dec but as we all know, Discover is fun puzzle to play with. Recently weve seen a dry spell with Disco maybe due to recent charge offs etc so getting a cli seems to be an adventure in and of itself.

I ,crazily might add, hit the luv button for cli probably too many times to be healthy lol and decided to give it one more go.On thursday it was 4 days after statement cuts ,was expecting the millionth sorry at this time blah blah but amazingly, bam they decide im worrhy of a $500 increaseSmiley Happy. Ok, ill take it.

Now that i believe i have my schedule i think i can finally allow my finger and mind to rest. My first $500 came at day 107 and checking today, this one came at day 200, so looks like im on the $500/ 90 give or take. Funny thing is i NEVER GET paper letters for all my tries and yet checked the mail today and got my first 3, lol, im a proud pappa of three new little Disco rejections Smiley Happy.

So i guess there are still some cli out there just have to hope its there when you go fishinSmiley Wink

Data points for all u DiscolitesSmiley Happy:

Original limit: $2500 opened 10/9/16
1st cli: day 107, new limit $3000
2nd cli : day 200 new limit $3500

TU Fico as of 20Apr17 : 724

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2022
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26 REPLIES 26
Valued Contributor

Re: Discover Woes? Not for average Joes!

Hey!!!! Congrats AJC! Smiley Happy
What were your decline reasons? Was it the "not enough experience at current limit" or however they word it?
I never got my 90 or 120 day one. (Actually it was 90/120 after the first 7 of being secured)
Happy you finally got another one! You deserve it.
FICO 09 TU= 787 (Aug) EQ= 774 (Aug) EX= 801 (Aug) Favorites: Citi DC, AMEX Gold and U.S. Bank Cash+
Message 2 of 27
Senior Contributor

Re: Discover Woes? Not for average Joes!

Yay congrats AJC I am happy to see that you are making some upward movement with your Disco !!
Message 3 of 27
Valued Contributor

Re: Discover Woes? Not for average Joes!

Congrats AJ🎉🍾🎊🎈.


(10/05/18)
Message 4 of 27
Established Contributor

Re: Discover Woes? Not for average Joes!

Super congrats AJC that is some good Disco news! I'm happy Disco showed you some ❤️!!! 😉
Message 5 of 27
Valued Contributor

Re: Discover Woes? Not for average Joes!

Hey!! Congrats on your increase!!...Smiley Happy

American Express Business Gold(NPSL 10k) Chase CSP (25k) Pier 1(23.5k) BofA CR Siggy (20.8k) BofA BBR (22.1k) Amex BCP(18k) Overstock (21.1K) Lowes (17K) NFCU CLOC (15K) NFCU VS Cash (15K) Care Credit (15k) J Crew( 11.9k)Venture WMC (10.25k) Amex Everyday (10k) Chase Slate (10k) Walmart MC(10k) BB Visa (10k) Discover(9.5k☝️) PayPal Cashback Mastercard (8k) Chase FU (7.4k) Citi AAdvantage Gold World Elite (9.5K) Citi Double Cash (8.5k) Fidelity® Rewards Visa Signature® Card (6.5K) PenFed PCR (5K) PayPal Credit (4550)Discover (4.5k✌️) Kohls (3k) Chase Freedom (1500)

Mortgage May 2017 - 2 auto loans (1 PenFed and 1 Navy) Aug 2018=98K
Gardening until Aug 2020

FICO 8 Scores EX 693(7) EQ 687(9)TU 708(10)
AAOA 4yrs TCL=332,600
Message 6 of 27
Community Leader
Mega Contributor

Re: Discover Woes? Not for average Joes!

Thanks guys and girlsSmiley Wink. DJ, not sure really havent opened them but i guess i should this way i can add 1 more data point lol. I post back with the answerSmiley Wink

Im just happy to know that the button ACTUALLY works. Im wondering if the only reason i got the letters is if because i called a couple weeks back asking if my button works LolSmiley Happy
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2022
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Message 7 of 27
Community Leader
Mega Contributor

Re: Discover Woes? Not for average Joes!

Insufficient experience with current credit limit X 3 Smiley Wink
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2022
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Message 8 of 27
Senior Contributor

Re: Discover Woes? Not for average Joes!

Congrats Joe

 

You wrote

   " I know im supposed to stay away from cli requests as im residing in the garden........."

 

I thought CLIs are permitted, even encouraged, as long as they SP.  Did the rules change?




3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>12/2019 CCT EX 815 TU 824 EQ 825
Jack Webb: "That figures. Now let me see if I got the facts straight here. Cleaning woman Clara Clifford discovered your clean copper clappers kept in a closet were copped by Claude Cooper the kleptomaniac from Cleveland. Now, is that about it?"
Message 9 of 27
Community Leader
Mega Contributor

Re: Discover Woes? Not for average Joes!

No Mean Machine, rules remain, sp luvin is permittedSmiley Wink

Its just i had personally planned not to app for hp or sp cli until at least December for some self discipline, lol, im weakSmiley Wink. That and discovers cli dart throwing board game is too fun to pass upSmiley Happy
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2022
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Message 10 of 27
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