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Discover & Commerce Bank AOPA Auto CLIs

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gdale6
Moderator Emeritus

Discover & Commerce Bank AOPA Auto CLIs

Have not been on for awhile been tied up with personal family matters. Just reporting a few auto CLIs; Disco 15 to 19k and AOPA 12k to 14k. All ficos been maintaining 790s to 820s. Now have over 200K total available CL. Low usage 4% or less over last year. Have a great Day!!

Message 1 of 11
10 REPLIES 10
Varsity_Lu
Valued Contributor

Re: Discover & Commerce Bank AOPA Auto CLIs

Congrats!

Blue Cash PreferredBlue Cash EverydayHilton HonorsSavorREIFidelity Rewards VisaMore RewardsVoice Rewards + Perks CheckingMax Cash PreferredAAA Travel AdvantageCashRewards
Mechanics Savings BankFidelity InvestmentsNavy Federal Credit UnionHuntington National Bank
FICO® 8: 844 (Eq) · 838 (Ex) · 812 (TU)

Message 2 of 11
NoHardLimits
Valued Contributor

Re: Discover & Commerce Bank AOPA Auto CLIs


@gdale6 wrote:

Have not been on for awhile been tied up with personal family matters. Just reporting a few auto CLIs; Disco 15 to 19k and AOPA 12k to 14k. All ficos been maintaining 790s to 820s. Now have over 200K total available CL. Low usage 4% or less over last year. Have a great Day!!


Welcome back!  Sorry to hear about the reasons for your absence, but congrats on the CLIs. 

February 2026 Scorecard: Clean, Thick, Mature, New Revolver
FICO8:
FICO9:
VantageScore3:
Inquiries (n/12, n/24):
AAoA: 11 yrs | AoORA: 38 yrs | AoYRA: less than 1 yr | New Accounts: 0/6, 1/12, 3/24 | Util: 1% | DTI: 1%
Message 3 of 11
FicoMike0
Senior Contributor

Re: Discover & Commerce Bank AOPA Auto CLIs


Congratulations!

What's aopa?

Message 4 of 11
TrapLine
Established Contributor

Re: Discover & Commerce Bank AOPA Auto CLIs


@FicoMike0 wrote:

Congratulations!

What's aopa?


Aircraft Owners and Pilots Association Credit Card.

Message 5 of 11
Copenix
Frequent Contributor

Re: Discover & Commerce Bank AOPA Auto CLIs

Very nice. Congrats on your CLIs.

Building credit in the U.S. since January 2022

Current cards:

Total Credit Limit $117.8K | Utilization 0.9%

FICO 8s February 2026


Message 6 of 11
SeaProbe
Regular Contributor

Re: Discover & Commerce Bank AOPA Auto CLIs

I looked into that card, thanks to AOPA's persistent advertising. As best as I can tell, the max bonus cash back is $25 per quarter.

 

How useful are you finding this card? Would you recommend it?

Message 7 of 11
user979797
Established Contributor

Re: Discover & Commerce Bank AOPA Auto CLIs

Congratulations 🎉 🎉 🎉 on your increases and breaking the 200k barrier. Sending you positivity.

>
Message 8 of 11
cashorcharge
Community Leader
Super Contributor

Re: Discover & Commerce Bank AOPA Auto CLIs

WOOHOO!! Congratulations on your Approvals!!👏🏼🍾🥂

Message 9 of 11
gdale6
Moderator Emeritus

Re: Discover & Commerce Bank AOPA Auto CLIs

i dont use it that much but the 4% is nice when i buy aviation related things. There isnt a limit to reward earnings, this is the deal  https://www.aopa.org/membership/aopa-credit-cards

 

Truth be told I used this card as a way into commerce bank offerings as im outside thier banking footprint.

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