Pulled ex. 743 at time of HP.
21% utilization. 8 month old mortgage. 2 month old used car loan.
USbank cash+ approved at 13.5k in January. USbank Platinum email SP CLI offer from 500 to 5k a couple months ago. Amex auto CLI to 7200 from 4200 last month.
Discover has been sending mail offers for the past couple years now. Latest one was 0% 14 months on purchases and balance transfers with no balance transfer fee.
Approved for 13k instantly.
