Re: Discover approved! - myFICO® Forums - 5823916

myFICO® Forums

Get Access Now

Had a past Discover card that was charged off but later paid in full. Well after trying prequals for last several years it would always auto deny saying past account status. After getting the notification that the charge off fell of my reports a few weeks back, I tried the prequal and lo and behold I pre qualified at 14.49 apr so I took the bait and instant approved for $6,500. The card just arrived today and had a score of EX 720. Very excited that I'm back in. I didn't know how long I would be blacklisted but I guess it was just until the baddie fell off, 7 long years.

Message 1 of 17

16 REPLIES 16

Congratulations on your approval!

Message 2 of 17

Congratulations & welcome back to Discover!! Nice SCL to boot!!!!

Message 3 of 17

Congrats on the second chance. And the Disco approvals and CLI's still rolling in.

Message 4 of 17

Congrats on getting back in with Disco and the sweet SL!

CapOne Platinum Secured | $500

BOA Customized Cash Rewards Visa Platinum Plus | $300

SDFCU Platinum Rewards Secured | $250

Discover it Chrome | $1,000

NFCU Cash Rewards | $22,500

NFCU More Rewards AmEx | $18,000

NFCU Platinum | $5,500

AmEx Hilton Honors Aspire | $3,100

Discover it Cash Back | $4,000

PayPal Mastercard | $1,700

Synchrony CareCredit | $12,000

AmEx Delta Platinum | $1,000

AmEx Blue Cash Preferred | $1,000

AmEx Bonvoy Brilliant | $3,100

Home Depot | $15,500

GS Apple Card | $1,350

FNBO Evergreen Rewards Visa | $15,000

Macy’s AmEx | $7,800

Verizon Visa | $2,500

AxEx Gold | NPSL

Navy Federal CU Refinance | $23,492 @ 5.29%

Capital One Auto Finance | $14,068 @ 9.12%

Message 5 of 17

Thanks for the intel, DH.

And Congrats! on a very nice approval.

Message 6 of 17

Great job

Welcome back to #TeamDisco

Message 7 of 17

Sweet and a great SL to boot

Message 8 of 17

Congratulations!!!

Message 9 of 17

Congrats on the approval!

Message 10 of 17