Discover auto cli

Anonymous · ‎11-14-2018

So had this account for little over a year and a half now. After about the six month mark I was getting cli of around 2-300 every month. Nothing major but it helped. Last six months kept getting the insufficient experience with current line message so I admitted defeat and decided to give it a rest. Last night I received an email auto cli for 5600 taking me from 2400 to 8k. Life is happy at Discover again haha.

For ref I pif every month and overall utilization on all cards are 2%. TU Scores when I got the card were around 640s and currently around 720s. I had a $600 balance when they gave me the auto cli. I don't post often but I've learned a lot reading forums so thank you all for the posts. It's been a long rebuild and this place has been the best guide I've had.

CreditInspired · ‎11-14-2018

Congratulations on a huge auto CLI and right at the beginning of the holidays. Nice, really nice.

And, welcome to MyFICO.

Also thanks for the DPs.

|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macys $24.2K || NFCU CLOC $15K || NFCU Platinum $15K || CitiCostco $12.7K || Chase FU $12.7K || Apple Card $7K || BOA CashRewards $6K

AverageJoesCredit · ‎11-14-2018

Incredible. Thats a huge cli. Oh Disco you are so unpredictable

FireMedic1 · ‎11-14-2018

Congrats from the bipolar credit card leader!

19eighty5 · ‎11-14-2018

Congratulations!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:

AMEX Delta SkyMiles Reserve | $2,800 | February 2019

AMEX Marriott Bonvoy Brilliant | $3,100 | August 2019

BOA BankAmericard AU | $4,500 | May 2004

Citi CostCo Anywhere Visa | $4,780 | March 2020

Citi Macy's Star Rewards | $11,100 | September 2021

Comenity Overstock | $7,100 | August 2018

Goldman Sachs Apple Card | $6,000 | March 2020

Synchrony CareCredit | $12,000 | October 2018

Synchrony Lowe's Advantage | $5,000 | March 2020

Audi e-tron - Audi Financial | $85K/72mo/3.24% | March 2022

xaximus · ‎11-14-2018

Congrats on your CLI and welcome to the forums! Oddly enough, I'm in the same boat as you are, I have been getting the same "insufficent experience" line every time I request a CLI. Time to stick Disco in the SD and wait and see.

Scores - All bureaus 770 +
TCL - Est. $410K

Remedios · ‎11-14-2018

Now that you got your increase, call them or chat them to see if they have any special apr offers on your account.
You may have a permanent apr reduction or another 0% intro offer available, given the length of time you had the card.
Congrats on your increase.

Anonymous · ‎11-14-2018

...the best part is they are all SP CLIs. My experience has been Discover is one of th easier credit cards to get consistent and nice size CLIs.

AverageJoesCredit · ‎11-14-2018

@Anonymous wrote:
...the best part is they are all SP CLIs. My experience has been Discover is one of th easier credit cards to get consistent and nice size CLIs.

Congrats on being a 1%er