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Discover card graduated with major CLI!

CreditRebuilder2020
Frequent Contributor

Re: Discover card graduated with major CLI!

Congratulations and really consider yourself one of the lucky ones! Not that you don't deserve it of course, I've just seen so many frustrated Discover Graduation stories here. Mine took 14 months, graduated back in October, I've gotten shot down on 2 CLI's. I saw someone the other day posting here, where it took 4 YEARS for their secured to graduate.
 
To go from $200 to $2000 with that nice unsecured line, after 9 months, great job! 

AMEX Gold / Apple Card $1500 SL / Home Depot CC $3K/ Discover IT Chrome $2K SL / PayPal MC $2K /
BOA BankAmericard $2K / BOA Cash Rewards $1000 / Cap One Savor One $1200 / Cap One QS1 - $850 / Blaze MC $1750 / Credit One $850 / OpenSky $500 / AvantCard $500 / Discover IT Cash Back (Graduated Secured) $200 CLI to $400 / EBAY MC $300
Jan of 2017 Credit Karma: 404 -SEPT OF 2018: EX 652 EQ 626 TU 604
AUGUST OF 2019 1% UTL - EX 681 EQ 667 TU 659
Total Credit Limit: $21500 -
Goal Score: 675 for all FICOS (ACHIEVED EX)
NEW GOAL SCORE: 725 for ALL FICOS
CURRENT MAY of 2021: EX 691 EQ 704 TU 694
Message 11 of 21
travisz281
Regular Contributor

Re: Discover card graduated with major CLI!

Congratulations that's a major CLI.

Fico 8 scores 100% on time payments 18% utilization tu inquirys 5 eq inquirys 4 ex inquirys 11:
Ex: 726 tu: 716 eq: 718
Aaoa is only 9months
Discover it cash back: $4500

Citi double cash: $1000
Fingerhut account: $800
Google store card : $1500
Amazon prime store card: $800
Citi AA Mile Up:$3700
American Express everyday: $2000
American Airlines WEMC: $6300
17k auto loan 6 year 10.99% interest loan
Gardening since: 04/30/19
Message 12 of 21
VoltronM
Senior Contributor

Re: Discover card graduated with major CLI!

Congrats on CLi !!!!

 

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 13 of 21
Neutron
New Contributor

Re: Discover card graduated with major CLI!

Congrats on the graduation!  Keep it going!

Message 14 of 21
jrdoctor79
Regular Contributor

Re: Discover card graduated with major CLI!

Congrats on the increase. Nice work on using your card wisely. 



Starting Score: TU 527, EQ 543, EX 563
Current Score: TU 690, EQ 677, EX 694
Goal Score:725 Across The Board


Take the myFICO Fitness Challenge
Message 15 of 21
LittleSal
Frequent Contributor

Re: Discover card graduated with major CLI!

Wow. Great job! Congrats
Message 16 of 21
AverageJoesCredit
Community Leader
Mega Contributor

Re: Discover card graduated with major CLI!

Oh yeahSmiley Happy Welcome to the Disco Ball👍🙋‍♂️🙂
NN7! Fico math 1 HP = 20 CG LIEr Club Plankowner
Message 17 of 21
xaximus
Valued Contributor

Re: Discover card graduated with major CLI!

Congrats on the CLI!


Scores - All bureaus 756 +
TCL - Est. $275K
Message 18 of 21
Budcny
New Contributor

Re: Discover card graduated with major CLI!

Congrats!  I got the same thing when mine unsecured.

Message 19 of 21
19eighty5
Senior Contributor

Re: Discover card graduated with major CLI!

Congratulations on your CLI!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Mar 2020):EX- 689, TU- 665, EQ- 670
What's in my wallet:



On the chopping block:

Message 20 of 21
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