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Discover did it again - now at 46.2

shakalaka
Established Contributor

Discover did it again - now at 46.2

So I pushed the button again, last month I was denied. First time in 5 month. This time ... another 7K increase

 

Initial CL 10/12 - 1.5k

10/13 - 8.2k (HP)

2/14 - 9.2 (automatic)

4/14 - 10.2 (automatic)

10/14 - 14.2 (HP)

1/15 - 14.7 (SP)

2/15 - 15.2 (SP)

12/15 - 18.2 (SP)

1/16 - 25.2 (SP) 

2/16 - 32.2 (SP) 

3/16 - 39.2 (SP)

5/16 - 46.2 (SP)

 

Doing another happy dance and curious to see, what will happen next month Smiley Very Happy

 

P.S. This is crazy



FICO (TU/EX/EQ): 773/766/778 - Total CL 255+K
Message 1 of 30
29 REPLIES 29
NeverTooLate
Valued Contributor

Re: Discover did it again - now at 46.2

Crazy and awesome!! Congrats! Smiley Happy
Message 2 of 30
CreditMagic7
Super Contributor

Re: Discover did it again - now at 46.2

Simply Incredible!

 

Next thing you know they'll be offering you increases in stock Smiley Very Happy

Message 3 of 30
UncleB
Moderator

Re: Discover did it again - now at 46.2

Congrats on the sweet increases!  Smiley Very Happy

Message 4 of 30
Credit_Fun4Dave
Contributor

Re: Discover did it again - now at 46.2

Congratulations and Impressive. I learned from fine people such as yourself, about the Luv button. I showed friends and family as well. Question for you, whe nDisocver did the HPs was that with a CSR? Did you know it was going to be a HP for those CLIs you stated?

|CHASE VI SIG $38K|CITI DIVIDEND MC $27K|CITI DOUBLE CASH $12.5K| VIRGIN AIR SIG VI $23K|CHASE MARRIOTT VI SIG $26K|US BANK CASH + $23K| US BANK LOC $13K|AMEX PLATINUM OPTIMA $8.5K/AMEX BCE $25K|BARCLAY RING $8.5K|FNBO PLAT VI $35K|NORDSTROM VI SIG $20K|DISCOVER $27K|PATELCO CU VI $7K|TARGET RED $3K|JC PENNEY $6.5K|MACYS AMEX $4.4K|CITI SEARS $2K|CHEVRON $2.5K|FIRESTONE $3K|PAY PAL CREDIT $4K|SYNC RAINSOFT $14K| 1UCU $35K VI|. FICO 8 AVG: 750 AAoA 14.4 Yrs| Goal Fico 800
Message 5 of 30
shakalaka
Established Contributor

Re: Discover did it again - now at 46.2

Thanks.

 

You can see after each date, what it was - SP, HP oder automatic.

 

I use this card pretty heavy, I mean really heavy. Sometime let around 9% of the limit report. But always pay in full, before I have to pay interest. When I have a 0% APR promo, I sometimes use it. And also did two BT with them. Never had any issues with them, only love.

 

But the CLI train startet to run like crazy, once my scores were around 760.

 

Btw. Discover will tell you, if they have to do a HP. You can always stop then.



FICO (TU/EX/EQ): 773/766/778 - Total CL 255+K
Message 6 of 30
EW800
Valued Contributor

Re: Discover did it again - now at 46.2

Congratulations!!  Discover can sure give some nice CLI's!   Smiley Happy  

 

I got moved to $47.2K with them about six weeks ago or so.  I am kicking around the idea of trying one more time at about the three month mark to see if they will actually let me hit $50K!  I am not too optimistic about it because I am not giving them more than about $1K a month in spend, but with Discover you never know! 

 

 

 

 

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
July 2021: EX8: 850; EQ8: 850; TU8: 850 -- Middle Mortgage Score: 824
In My Wallet: Discover $73.7K; Cap1 Venture $42.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $21K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $19K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $285K
My UTIL: Less than 1% - Only allow about $10 a month to report, on one account. .
Message 7 of 30
shakalaka
Established Contributor

Re: Discover did it again - now at 46.2

Congrats. Yeah this is something I want to find out also. Will the CL go above 50k, and if so will they require any proof income. I really do not need more CL, but it would be awesome to have a card above 50k Smiley Very Happy

 

Why 3 month, I am going for a CLI every 31 days since December. It worked fine besides last month (not enough history with current limit Smiley Tongue). They cannot do more then deny you.



FICO (TU/EX/EQ): 773/766/778 - Total CL 255+K
Message 8 of 30
EW800
Valued Contributor

Re: Discover did it again - now at 46.2


@shakalaka wrote:

 

Why 3 month, I am going for a CLI every 31 days since December. It worked fine besides last month (not enough history with current limit Smiley Tongue). They cannot do more then deny you.


Good point.  I have normally been waiting 60 days or so between attempts, but very well may try sooner.  I have a statement cut with them tomorrow, so may try after that statement is in the books.  

 

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
July 2021: EX8: 850; EQ8: 850; TU8: 850 -- Middle Mortgage Score: 824
In My Wallet: Discover $73.7K; Cap1 Venture $42.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $21K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $19K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $285K
My UTIL: Less than 1% - Only allow about $10 a month to report, on one account. .
Message 9 of 30
shakalaka
Established Contributor

Re: Discover did it again - now at 46.2

Good luck, please report the result.



FICO (TU/EX/EQ): 773/766/778 - Total CL 255+K
Message 10 of 30
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