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Discover did it again - now at 46.2

Musiclover
Super Contributor

Re: Discover did it again - now at 46.2

Amazing! Congratulations!


Daily Drivers: Penfed Platinum Rewards; NFCU GoRewards; Discover..
Message 21 of 30
alextercero
Super Contributor

Re: Discover did it again - now at 46.2

Congrats

Current Credit Cards


Currently rebuilding as of (May 2021)
Starting Fico 8 Scores:

Current Fico 8 Scores:

Credit Age:

Inquiries:


Message 22 of 30
degs138
Established Contributor

Re: Discover did it again - now at 46.2

I think the six figure income is a key for a lot of CC companies.  As soon as I started reporting 6 figure income a few years ago my limits started to jump.  I do see a lot of people on here with large limits and 35-50k incomes, though it is more rare.

 

If I were to make discover my only card they would have to give me a 75k limit.

 

Cheers,


FICO TU 757 Eq 741 116,900 Total revolving Credit.
Favorite cards: AMEX BCP, US Bank Cash+, Chase Sapphire Prefered
Message 23 of 30
B335is
Moderator Emeritus

Re: Discover did it again - now at 46.2

Congrats!!
Message 24 of 30
DoroLucky
Valued Contributor

Re: Discover did it again - now at 46.2

Stuff dreams are made of...CONGRATS!
TCL= $172,800
6-7-16: EQ 683 EX 713 TU 715
10-12-16 EQ 685 EX 706 TU 702 12-19-16 EQ 683 EX 704 TU 701 and CHILLING ON ICE...BRRRRR!
In the garden as of 6-7-16, I've been really really BADDDDD Smiley Sad Smiley Sad

Message 25 of 30
heyitsyeh
Frequent Contributor

Re: Discover did it again - now at 46.2

I'm very curious to hear your next CLI story, 4k was my magic number and I had been getting those increases from 25k->49k in the span of a year. My most recent increase took me to 50k, which makes me believe this is a hard limit.

TU: 777 | EQ: 814 | EX: 764
Last INQ: 3/26/21
AAoA: 4y 7m
Lowest limit: Chase Freedom Visa - $13,000
Highest limit: Discover It - $56,500
Available credit: $200,600 (8 cards)
Message 26 of 30
EW800
Valued Contributor

Re: Discover did it again - now at 46.2


@shakalaka wrote:

Good luck, please report the result.


Well, I pulled the trigger.  I put in the request yesterday and immedatiely recieved the 1-2 day review message.  To my amazement, I logged into my account a bit ago and found that I have been approved for anotehr $6,500 increase, taking me up to $53,700!  I am shocked that they are allowing me to go this high.  

 

 

 

Discover CLI 052516.jpg

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
July 2021: EX8: 850; EQ8: 850; TU8: 850 -- Middle Mortgage Score: 824
In My Wallet: Discover $73.7K; Cap1 Venture $42.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $21K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $19K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $285K
My UTIL: Less than 1% - Only allow about $10 a month to report, on one account. .
Message 27 of 30
shakalaka
Established Contributor

Re: Discover did it again - now at 46.2

Ha Ha cool, I told you to try it. Congrats. Smiley Wink



FICO (TU/EX/EQ): 773/766/778 - Total CL 255+K
Message 28 of 30
Sandibeach22
Valued Contributor

Re: Discover did it again - now at 46.2

And I was stopping since it hit 25k.  I guess I'll give it a few more tries.  Congrats to all that have such great cl's!!!  Woman Very Happy


FICOS: EQ-812 TU-811 EX-818 Goal - 840-850 Across The Board
Total Credit Lines - 506K Gardening....
"I am the master of my fate and the captain of my destiny" Nelson Mandela
Message 29 of 30
barthooper
Frequent Contributor

Re: Discover did it again - now at 46.2

Since I passed 20k my plan was to request CLIs more sparingly because I figured I'd have to show more and more use in order to be increased and I wanted to make possibly my last one count by waiting a couple of months, but if that's not as big a factor for some folks I might just hit it tonight since it has been over 31 days for me.

Quicksilver - 16k | Discover It - 34k | Citi DC - $21k | Chase Amazon - 8k | Chase Reserve - 19.5k | Chase Preferred - 5k | EX FICO (Discover CSC) 788
Message 30 of 30
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