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Discover instant approved, yet denied.

tag
Anonymous
Not applicable

Re: Discover instant approved, yet denied.

Congrats! My It Card and my It Miles are still my 2 most used cards. I love Discover. Smiley Happy
Message 11 of 14
Anonymous
Not applicable

Re: Discover instant approved, yet denied.

It is just a glitch. And calling in and asking the SL or anything doesnt call for a manual review as stated above unless you ask for a CLI or APR reduction etc. Anyway I got the same message after approved. Called in and got blown out of my seat with a $10k limit. You'll be fine. Just keep an eye on the mail. I use USPS informed delivery so I knew days before it was coming when it would come. And it even came a day earlier than e expected. Best of luck. 

Message 12 of 14
drboxing
Established Contributor

Re: Discover instant approved, yet denied.

Glad it all worked out,




Message 13 of 14
Anonymous
Not applicable

Re: Discover instant approved, yet denied.

Hey guys, sorry I couldn't get back here right away. For some reason I'm unable to recover my old myfico account. Smiley Sad I figured I'd make a new account to get back to everyone here...So the card finally arrived! I also think I figured out why I was getting the "your application was not approved" when I went back to check on it later after getting the "you're approved" message.

 

So when I originally applied for the Discover It, I didn't qualify for the 0% Intro APR for 14 months on purchases & balance transfers, I was counteroffered like 11% for 6 months, which is fine as I PIF every month so I accepted. I did receive the card along with a denial letter for the original offer. It was pretty much a denial letter however it also stated "Congratulations on your new discover it card!" So.. that was pretty neat!

 

I should also mention my FICO8 at the time of the approval was 630, I have a few baddies from my stupidity during college years waiting to fall of and also a small judgement which I will be taking care of very soon. I haven't missed a payment in around 4 years, and my utilization is around 6%. 

 

Thanks guys! 

 

Message 14 of 14
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