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Discover is finally liking me

2011XTERROR
Super Contributor

Discover is finally liking me

So I got this card 07/27/2015 IIRC at an $800 limit. At the 90 day mark I got it to $1,200 (typical 50% increase they like so much) then in January I took a $500 HP CLI and in February I got an auto $500 CLI to $2,200. Then earlier this month they auto bumped me to $3,200 and now I just did a CLI to see what's what and they gave me $1,500 increase. Now these aren't the $5k increases some of you get but for my TU to fluctuate between 695-705 and the pretty high number of cards I got in the last year it's decent. They like to be one of your only cards but they're still showing a little here and there with no usage (when I was using it they barely gave) even with having around 15 new accounts
i am on mobile so i don't see your desktop signatures
Message 1 of 17
16 REPLIES 16
lowkeyorca
Valued Contributor

Re: Discover is finally liking me

Congrats on the growing bumps. ^_^


EX08 659 EQ08 660 TU08 695 Starting: mid 300'sGoal: 700
Message 2 of 17
KonamiCode
Valued Member

Re: Discover is finally liking me

That is awesome news, congrats!  CLIs don't have to be insane amounts, but every little bit will help.  I imagine if you had more utility with it, they would be more generous, but still great to see 800 -> 4,800 in a year.  I always recommend avoiding HP CLIs unless absolutely necessary, and Discover will tell you if it will be a SP or HP.




Message 3 of 17
12velectronics
Valued Contributor

Re: Discover is finally liking me

Ouch... HP for a $500 CLI.. As long as your happy op!
Message 4 of 17
2011XTERROR
Super Contributor

Re: Discover is finally liking me

I was aware of the HP. I was drunk and didn't care lol
i am on mobile so i don't see your desktop signatures
Message 5 of 17
copper44
Frequent Contributor

Re: Discover is finally liking me

Congrats.

Ymmv ~ Cheers!

Discover it (4k), United (8k), Southwest (9k), AARP (5k), Hyatt (8k), Freedom (8k), Venture (20k), Quicksilver (30k), Hawaiian (15k), Cabelas (4k), BofA Cash (1.5k), Amex Hilton (10k), Citi Voyager (5k), Citi AA Platinum (4k), Farmers (7.5k), Amex Spg (10k)
Message 6 of 17
Musiclover
Super Contributor

Re: Discover is finally liking me

Congratulations!


Daily Drivers: Penfed Platinum Rewards; NFCU GoRewards; Discover..
Message 7 of 17
takeshi74
Senior Contributor

Re: Discover is finally liking me


@2011XTERROR wrote:
They like to be one of your only cards

Where are you getting this from?  They're one of many cards for me and I've had no problems getting CLI's to the point where my Discover it is one of my highest limit cards.

 

Be careful assuming such trends.

 


@KonamiCode wrote:

I imagine if you had more utility with it, they would be more generous


Don't rely on the usage meme.  My Discover it and a number of other cards with significant CLI's have seen little to no use.  It is not just about usage.  It is not just about the account itself.  One's entire credit profile matters.

Message 8 of 17
Vegas4Play
Valued Contributor

Re: Discover is finally liking me

Congrats on your approval.

Fico 8's TU 756/ EQ 754/ EX 743- 8/2020// AAoA 5.7 years // Lines August 2020 = 619k Personal - Business 61k // Inquiries 6 TU - 0 Exp - 0 Eq.
Message 9 of 17
Awashi17
Frequent Contributor

Re: Discover is finally liking me

Congrtas!! Lots of Love

Message 10 of 17
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