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Discover it 5%

Aladdin22
Valued Member

Discover it 5%

So I was on discover did the prequalified app and 3 cards populated. I did the 5% rotating categories. Their website didn’t give an instant approval so I got on chat and asked the rep for the status.
She said “congrats you were approved for 1k limit”

I asked if there was anyway to increase the limit so I can do a bt and she said sometimes when you do a bt that your limit can increase to accommodate your bt. So I gave her my info and a amount of 3k she said congrats your limit increased to 9k.

Talk about a Christmas present!
Excellent customer service. I’m stoked!!! Never has a recon worked for me.
Message 1 of 11
10 REPLIES 10
mdz1
Member

Re: Discover it 5%


@Aladdin22 wrote:
So I was on discover did the prequalified app and 3 cards populated. I did the 5% rotating categories. Their website didn’t give an instant approval so I got on chat and asked the rep for the status.
She said “congrats you were approved for 1k limit”

I asked if there was anyway to increase the limit so I can do a bt and she said sometimes when you do a bt that your limit can increase to accommodate your bt. So I gave her my info and a amount of 3k she said congrats your limit increased to 9k.

Talk about a Christmas present!
Excellent customer service. I’m stoked!!! Never has a recon worked for me.

If you don't mind me asking what's your credit score roughly? That would be clutch.

Message 2 of 11
VoltronM
Senior Contributor

Re: Discover it 5%

Congrats on your approval and very nice SL !!!

 

 

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 3 of 11
FireMedic1
Super Contributor

Re: Discover it 5%

Whoa. Nice! Congrats!






My posts are JMHO. My siggy is not to brag at all. Just sharing my experiences after learning here from rebuild to recovery after BK DC @ 540's. Help fellow members accomplish the rebuild when you do it right and play the FICO Credit Game.
Message 4 of 11
MartyWrite75
Established Contributor

Re: Discover it 5%

Congratulations on your approval! Nice SL!
June 2021: Experian 710 Equifax 701 Transunion 723


Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS1: $4,100 || Discover It: $3,400 || Cap One Walmart: $600 (Sock drawer) || AMEX BCP: $1,000 || Amazon Prime Store Card: $6,000 || Overstock Store Card: $6,050 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $2,000

Wishlist Cards:
Citi Double Cash || Paypal Mastercard || Cap One Savor

Gardening from 03/18/2021 to 04/18/2023 (ideally)
Total Utilization: 10%
Message 5 of 11
Aladdin22
Valued Member

Re: Discover it 5%


@mdz1 wrote:

@Aladdin22 wrote:
So I was on discover did the prequalified app and 3 cards populated. I did the 5% rotating categories. Their website didn’t give an instant approval so I got on chat and asked the rep for the status.
She said “congrats you were approved for 1k limit”

I asked if there was anyway to increase the limit so I can do a bt and she said sometimes when you do a bt that your limit can increase to accommodate your bt. So I gave her my info and a amount of 3k she said congrats your limit increased to 9k.

Talk about a Christmas present!
Excellent customer service. I’m stoked!!! Never has a recon worked for me.

If you don't mind me asking what's your credit score roughly? That would be clutch.

 

672 experian 39% uti, 30 inq, 2co, 10+ new accts, last baddie almost 2 yrs ago 

 

 


 

Message 6 of 11
CerebralZulu
Frequent Contributor

Re: Discover it 5%

Congrats, good work on the recon!



Message 7 of 11
Cred4All
Valued Contributor

Re: Discover it 5%

Obviously it never hurts to ask, congrats!!  


Message 8 of 11
Saeren
Mega Contributor

Re: Discover it 5%

Congrats on the successful recon!

 

These days the only thing Discover has going for them outside of the categories and cash back match is their top notch customer service, I’m glad to see that still remains the case in light of all the other cuts. 

 

Enjoy the card! Smiley Happy





Message 9 of 11
pinkandgrey
Community Leader
Senior Contributor

Re: Discover it 5%

Yikes! Congratulations! That’s quite a recon! I’ve never had such luck...

Discover It: 19.7k
Amex ED: 18k
Citi DC: 7.7k
Fidelity Visa: 2k
Apple Card: 1.5k
Message 10 of 11
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