Re: Discover it Approved!! - myFICO® Forums - 5441759

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I can’t believe it, finally the stars aliagned and it worked out, I logged in and got pre approved for Discover it cards today ... after much thought I decided to go for it, I have 1.2 year credit history and have always wanted a discover card, it was approved for $1,000 SL I’m fine with that I know I need to make baby steps... I had to prove my identity and they ran hard inquiries on Experian and Equifax 4 points and 5 points I lost on each but I’m fine with that, I payed my other credit cards down to 0 balance this month Experian lost 16 points the next day ... so hey I’m happy I got approved for a real card... not credit one! Lol

i have 1 personal loan PNC bank

8 cards

PNC points 1,000 limit

Citi Double Cash 1,000

QS1. 1,000

American Express gold charge card

Kohls 800

Amazon Prime storm card 700

Overstock. 6600

Boscovs. 7000

my credit 1 yr ago was too low to mention!

Ex: 644 TU 656 Eq 655

now im gonna just settle down and try to get CLI on existing cards in 3-6 months.

Thanks for listening and reading!

AmEx BCE 20k | PNC visa 10k | Synchrony 2% MC 9.3k | LLBean Citi MC 6k | PNC points signature visa 15k | CapOne QS1 1.8.k | Citi DC. 7.750k | Discover it. 7k | Am Ex Gold | Kohl’s. $3k | Amazon Store. 10k | Overstock. 13.6k | Boscovs. 14k | Best Buy S.C. 2.8k | Home Depot 2k | Total CL 149,000 | PNC personal loan 7500 down to 6200 | Oldest credit 4yr 8 months , newest 1/2020 | *1% card utilization only 1 inquiry on Experian 0 on others

As of 05/03/22

Message 1 of 20

19 REPLIES 19

Congrats on your approval

Message 2 of 20

Congrats!

Message 3 of 20

Congratulations! Nice wallet of cards you have there!

Message 4 of 20

Congratulations on your approval!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:

AMEX Delta SkyMiles Reserve | $2,800 | February 2019

AMEX Marriott Bonvoy Brilliant | $3,100 | August 2019

BOA BankAmericard AU | $4,500 | May 2004

Citi CostCo Anywhere Visa | $4,780 | March 2020

Citi Macy's Star Rewards | $11,100 | September 2021

Comenity Overstock | $7,100 | August 2018

Goldman Sachs Apple Card | $6,000 | March 2020

NFCU Flagship | $10,500 | August 2018

Synchrony CareCredit | $12,000 | October 2018

Synchrony Lowe's Advantage | $5,000 | March 2020

Audi e-tron - Audi Financial | $85K/72mo/3.24% | March 2022

Message 5 of 20

Congrats 👏🏾

Message 6 of 20

You've earned it, Congrats!

As of 3/2022

EQ.-721 | TU.-731 | EX.-708

Top Cards:

AmEx Gold - $10,000 POT. BofA Americard $17,000 NFCU CR. $16,000 NFCU Plat.$15,000 FNBO Visa $14,800

Disco Miles $14,000 Chase FU $13,900 USAA Signature $13,000 PayPal MC $10,000

Macy's AmEx $25,000 Macy's AmEx (upgraded) $25,000

Message 7 of 20

Congrats on your approval!!👏👏👏

Nicely done!👍

😊

Goal Score: 600(within a year)**MET MY GOAL** | Goal Score: 700**MET MY GOAL** | Goal score: 800
Take the myFICO Fitness Challenge

>

I❤️NY

Message 8 of 20

Thank you!

AmEx BCE 20k | PNC visa 10k | Synchrony 2% MC 9.3k | LLBean Citi MC 6k | PNC points signature visa 15k | CapOne QS1 1.8.k | Citi DC. 7.750k | Discover it. 7k | Am Ex Gold | Kohl’s. $3k | Amazon Store. 10k | Overstock. 13.6k | Boscovs. 14k | Best Buy S.C. 2.8k | Home Depot 2k | Total CL 149,000 | PNC personal loan 7500 down to 6200 | Oldest credit 4yr 8 months , newest 1/2020 | *1% card utilization only 1 inquiry on Experian 0 on others

As of 05/03/22

Message 9 of 20

Thank you!! Very much!

AmEx BCE 20k | PNC visa 10k | Synchrony 2% MC 9.3k | LLBean Citi MC 6k | PNC points signature visa 15k | CapOne QS1 1.8.k | Citi DC. 7.750k | Discover it. 7k | Am Ex Gold | Kohl’s. $3k | Amazon Store. 10k | Overstock. 13.6k | Boscovs. 14k | Best Buy S.C. 2.8k | Home Depot 2k | Total CL 149,000 | PNC personal loan 7500 down to 6200 | Oldest credit 4yr 8 months , newest 1/2020 | *1% card utilization only 1 inquiry on Experian 0 on others

As of 05/03/22

Message 10 of 20