Discover it approval

[Anonymous]

I have recently noticed my FICO score had been going up due to my accounts aging and a recent CFU approval. I had been eying the Discover It card because of the 5% quarterly categories. I decided to check Discover's prequal site and it showed I was eligible for the card.

I applied and was approved for a $2500 sl.

I received the card in the mail and so far im happy with it . I have had it for a few weeks and its been great.

My Fico 8 scores at the time when approved were: (2x 30day lates across all accounts and a charge off on Experian )

TransUnion  744

Equifax  740

Experian  645

My score three weeks after getting the card:

TransUnion  724

Equifax  703

Experian  628

Both TransUnion and Experian were Pulled however when I received the card it said that my approval was based on my 744 FICO score from TransUnion .

Current Cards:

Chase Freedom Unlimited $4500 limit

Discover It $2500 limit

Quicksilver One $850 limit

Cap1 Platinum $750 limit

[Anonymous]

Congrats on your approval and Welcome to Disco family !!!!

 

[simplynoir]

Congratulations

[Anonymous]

Discover is a good one to have. Congratulations! J1 on the nice approval.

And thanks for taking the time to add the DPs -- very useful information. (note: that chargeoff is killing your EX -- I hope you're working to remedy it)

[Remedios]

Congrats on your new card 

[pinkandgrey]

Congrats! Such a great card and great company!

[AverageJoesCredit]

Very nice Great card, enjoy!

[xaximus]

Congrats on the approval!

[19eighty5]

Congratulations on your approval!

[Anonymous]

I was able to get the charge off removed from my other reports about a year ago, unfortunately every time I'v tried with Experian I get denied. I sent letters to the collection agency and never got any response. It hits the SOl in about a year so I figured i'd try again in about six months. I haven't had any luck with GW letters for the thirty day lates neither.