Wow! Congrats! may I ask what your scores were? any baddies? I can't seem to get some Discover love at all
FICO 8: 1/1/16 / 12/30/2016 [EQ: 518/681] [TU:522/714] [EX: 535/689] TCL: $108K INQ: 138 between the 3 NO MO CARD FOR ME
Oh my goodness!!
You absolutely MUST be thrilled to pieces on hearing THAT answer from her.
Sometimes and under the strangest of circustances, every once in awhile a fantastic result just comes to you.
WELCOME! TO THE FORUMS!
I was typing a novel introducing myself and my credit history along with approvals and denials but decided to just post about my most exciting approval: the discover IT.
Originally I applied for the student because I thought I would have a better chance at approval. I got the message saying it needed further review so I called. They couldn't find my application and told me to check online tomorrow (which was yesterday). I checked all day yesterday and the system couldn't find my application. I was taking it as a blessing after reading on hear thinking maybe it got lost because I applied right before their system shuts down at night.
Then today I decided to check and saw that they needed more info (drivers license, social, and proof of being a student). I opened an online chat and the lady said they are trying to approve me for a $500 student IT card, 0% for 12 months. I asked if my limit could be higher and she said sorry that was the offer.
I researched the forum all day and got even more bummed because so many people say they do hard pulls for CLI for the student IT version and it's harder to get a CLI with it too. I decided I would call and see if they could switch my application to the regular IT card and if not I just wouldn't get the card and wait till I was approved for the regular version.
Well I called and the lady transferred me to a senior analyst and she asked some questions and put me on hold and came back and said "Congrats welcome to the discover family, I was able to approve you for a $5,500 credit line"!!!!! My jaw dropped. These past two weeks have been awesome to me. My credit has come a looooong way from the low 500's thanks to this community!
Congratulations On Your Approval....Thanks For Sharing..
|Total Credit: $240,100||Credit Utilization: 1%||AAoA: 5 years, 7 months||Installments: Car Lease, Marcus Loan||Negatives: 0|
Congrats on your approval! Huge difference between the two cards in many ways! Enjoy - your successes have been plentiful!
Congratulations on your approval. My daughter just applied and was approved for the student card. She tried to get the IT version but, was told no. This is her first credit account.