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Discover peck on the cheek

Regular Contributor

Re: Discover peck on the cheek

In the same boat here, asked and got me my 500 this year. 5 year old account.


In my situation applied "back side curve & warmth" method  to a card for a few month, then spend a bunch and pay it off few times like that with in 2017/18.


Didn't work. The card is still as at arrival, 'strait', and 500 was given.

Message 11 of 14
Valued Contributor

Re: Discover peck on the cheek

Congrats, pipeguy!!👏👏👏


Goal Score: 600(within a year)**MET MY GOAL**
Goal Score: 700(by May/2021)>

Take the myFICO Fitness Challenge

Message 12 of 14
Valued Contributor

Re: Discover peck on the cheek

Congrats on the massive CLI! Smiley Wink

Scores - All bureaus 756 +
TCL - Est. $275K
Message 13 of 14
Valued Contributor

Re: Discover peck on the cheek

Congrats!  Great that they threw you a bit of a bone!  Smiley Happy

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
Jan 2021: EX8: 850; EQ8: 850; TU8: 850 -- Middle Mortgage Score: 824
In My Wallet: Discover $73.7K; Cap1 Venture $42.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $21K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $19K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $285K
My UTIL: Less than 1% - Only allow about $10 a month to report, on one account. .
Message 14 of 14
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